3520 Richards Ave, Hammonton, NJ 08037 Property Records

Atlantic County and Mullica Township property record for 3520 Richards Ave, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,264 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jan 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-00408-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`17-00408-0000-00022`
Alternative APN	`1700005000000022`

Interior

Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number	1700005000000022
Street Address	3520 RICHARDS AVE
City	HAMMONTON
State	NJ
Zip	08037-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Subdivision	TOTEM LAKES SEC 01
Legal Block	408
Legal Lot Number	22
Jurisdiction	ATLANTIC NJ
Township / Civil Division	MULLICA
Census Block Group	1
Census Block	1007
Census Tract	10700

Owner

Source: Atlantic County and Mullica Township records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 RICHARDS AVE, HAMMONTON, NJ 08037-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jan 2, 2017	Loan Modification, Mortgage LAKEVIEW LN SERVICING
Jan 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ATLANTIC NJ
Property Address	3520 RICHARDS AVE, HAMMONTON, NJ 08037-3513
Document Number	0000033762
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 RICHARDS AVE HAMMONTON NJ 080373513, HAMMONTON, NJ 08037-3513

Mortgage

Document Number	0000033762
Date	Jul 5, 2019
Instrument	33762

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ATLANTIC NJ
Property Address	3520 RICHARDS AVE, HAMMONTON, NJ 08037-3513
Document Number	0000006516
Instrument Date	Jan 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 RICHARDS AVE HAMMONTON NJ 080373513, HAMMONTON, NJ 08037-3513

Mortgage

Document Number	0000006516
Date	Feb 1, 2017
Instrument	6516

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	3520 RICHARDS AVE, HAMMONTON, NJ 08037-3513
Document Number	0000006517
Instrument Date	Jan 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 RICHARDS AVE HAMMONTON NJ 080373513, HAMMONTON, NJ 08037-3513

Mortgage

Document Number	0000006517
Date	Feb 1, 2017
Instrument	6517

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Atlantic County and Mullica Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Mullica Township
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)
Elementary School District	Mullica Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,600 (-) Land $30,100 Building $58,500	$88,600 (-) Land $30,100 Building $58,500
2025	$3,264.00 (+11.13%) Senior Citizen's exemption	$88,600 (-) Land $30,100 Building $58,500	$88,600 (-) Land $30,100 Building $58,500
2024	$2,937.00 (+5.95%)
2023		$88,600 Land $30,100 Building $58,500	$88,600 Land $30,100 Building $58,500
2022	$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	Apr 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 81% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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