Warren County property record for 3520 Pepper Mill Ct, Bowling Green, KY 42104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 2001 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jun 2017) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053A-10-058 |
| Primary APN | 053A-10-058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | U9946991 |
|---|---|
| Street Address | 3520 PEPPER MILL CT |
| City | BOWLING GREEN |
| State | KY |
| Zip | 42104-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:58 SUBD:FIELDSTONE FARMS |
| Legal Subdivision | FIELDSTONE FARMS |
| Legal Lot Number | 58 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10702 |
3520 Pepper Mill Ct is owned and occupied by an individual who bought it in June 2017.
Source: Warren County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3520 PEPPER MILL CT, BOWLING GREEN, KY 42104-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Jun 19, 2017 | Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Apr 15, 2013 · Amount on File |
| Deed Document Number | 940616 |
| Deed Book / Page | D1141 / 636 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 3520 PEPPER MILL CT, BOWLING GREEN, KY 42104-5528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|
| Document Number | M3026/312 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | M3026/312 |
| Instrument | 1152624 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Jun 19, 2017 |
| Property Address | 3520 PEPPER MILL CT, BOWLING GREEN, KY 42104-5528 |
| Document Number | 0D1141/636 |
| Book / Page | D1141 / 636 |
| Map Reference | MB32 PG187-189 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 940616 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | EXECUTIVE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 PEPPER MILL CT, 3520, BOWLING GREEN, KY 42104-5528 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3520 PEPPER MILL CT, BOWLING GREEN, KY 42104-5528 |
| Document Number | 0000940617 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 940617 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 3520 Pepper Mill Ct was $1,585.
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 | $188,200 | $188,200 |
| 2023 | $1,457.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 Pepper Mill Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3520 Pepper Mill Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Stupp Fiber Fiber | 6,000 / 6,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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