3520 Paul Pl, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3520 Paul Pl, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	5,066 sqft · built 2025
Lot Size	0.241 acres (10,522 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Apr 2021)
Tax Bill	$6,388 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`41-22-14-381-012`

Property Details

APN / Parcel Number

Primary APN	`41-22-14-381-012`
Alternative APNs	`0095124-000540-8` `10004695384`

Interior

Building Area	5,066 sqft Living Area
Gross Area	6,794 sqft

Exterior

Year Built	Built 2025
Lot Area	10,522 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004695384
Old Parcel Number	00951240005408
Street Address	3520 PAUL PL
City	PUNTA GORDA
State	FL
Zip	33950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 012 0128 0004 PUNTA GORDA ISLES SEC12 BLK128 LT4 749-121+122 991-1915 1017-42 1083/1947 CT1207/1957 4755/1014
Legal Range	22E
Legal Township	41S
Legal Section	14
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	128
Legal Lot Number	4 749
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10405

Owner

3520 Paul Pl is owned by an individual who bought it in April 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12430 EUGENE DR, CHESTERLAND, OH 44026-2246
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	2936961
Deed Book / Page	4755 / 1014
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 28, 2021
Property Address	3520 PAUL PL, PUNTA GORDA, FL 33950
Document Number	0047551014
Book / Page	4755 / 1014
Map Reference	MB 8 PG 6A-6T
Instrument Date	Apr 26, 2021
Instrument	2936961
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FLORIDA ABSTRACT AND SECURITY TITLE, FLORIDA ABSTRACT & SECURITY

Transaction

Amount	Amount on Record
Tax	$2,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24189 HARBORVIEW RD, PUNTA GORDA, FL 33980-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12430 EUGENE DR, CHESTERLAND, OH 44026-2246
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Paul Pl was $6,388.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,388.00	$384,395	$452,229 Land $400,000 Building $52,229
2023	$6,856.00 (+6.64%)	$336,600 (+1%)	$400,000 (+30.72%) Land $400,000
2022	$6,429.00	$306,000 Land $306,000	$306,000 Land $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Paul Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 379 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	460 units insured incl. 81 condo units
Nearby Flood Claims	21 (1992–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Paul Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20