3520 Orchard Dr, Laporte, CO 80535 Property Records

Larimer County property record for 3520 Orchard Dr, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1963
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$510,500 (Jun 2019)
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98294-02-042`

Property Details

APN / Parcel Number

Primary APN	`98294-02-042`
Alternative APN	`R0692921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	1,340 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	1,060 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0692921
Old Parcel Number	9829402042
Street Address	3520 ORCHARD DR
City	LAPORTE
State	CO
Zip	80535-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN NW 1/4 OF SE 1/4 29-8-69 DESC: BEG AT SW COR OF RAYMOND A/GENEVIEVE A KNOX TR ON PLAT OF TRS IN PT OF NW 1/4 OF SE 1/4
Legal Range	69
Legal Township	08
Legal Section	29
Legal Quarter	SE
Legal Tract	195
Legal Block	2
Legal Lot Number	042
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2020
Census Tract	1301

Owner

3520 Orchard Dr is owned and occupied by an individual who bought it in June 2019.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3520 ORCHARD DR, LAPORTE, CO 80535-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST WESTERN TRUST BANK
Jun 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Apr 4, 2005
Deed Document Number	20190030280
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3520 ORCHARD DR, LAPORTE, CO 80535-9398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110384
Date	Dec 29, 2020
Instrument	20200110384

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 5, 2019
Property Address	3520 ORCHARD DR, LAPORTE, CO 80535-9398
Document Number	0000030280
Instrument Date	Jun 4, 2019
Instrument	20190030280
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3520 ORCHARD DR, LAPORTE, CO 80535-9398

Mortgage

Document Number	0000030281
Date	Jun 5, 2019
Instrument	20190030281

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Orchard Dr was $4,179.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00	$41,194 Land $1,250 Building $39,944	$659,100 Land $20,000 Building $639,100
2023	$3,920.00 (+24.72%)	$46,049 (+39.84%) Land $1,340 Building $44,709	$687,300 (+45.06%) Land $20,000 Building $667,300
2022	$3,143.00	$32,929 Land $1,390 Building $31,539	$473,800 Land $20,000 Building $453,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3520 Orchard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Orchard Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Vistabeam.

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