McCracken County property record for 3520 Oak St, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,421 sqft · built 1977 |
| Lot Size | 0.499 acres (21,742 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,239 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-20-02-016 |
| Primary APN | 105-20-02-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,742 sqft (0.499 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 107030 |
|---|---|
| Street Address | 3520 OAK ST |
| City | PADUCAH |
| State | KY |
| Zip | 42003-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-37-4 100X214X100X220 OAK ST L4C |
| Legal Subdivision | HOLLY |
| Legal Tract | 3520 |
| Legal Lot Number | 4C |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30900 |
3520 Oak St is held in a trust since February 2019.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3600 DRURY LN, PADUCAH, KY 42001-5246 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2019 |
| Transfer Doc | 1382000466 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3520 Oak St was $1,239.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,600 (-) | $123,600 (-) | |
| 2025 | $1,239.00 | $123,600 | $123,600 |
| 2023 | $1,209.00 (-1.63%) | $123,600 (-) | $123,600 (-) |
| 2022 | $1,229.00 | $123,600 | $123,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: PPS Fibernet.
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