3520 Oak Lndg, Conroe, TX 77304 Property Records

Montgomery County property record for 3520 Oak Lndg, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,603 sqft · built 2002
Lot Size	0.473 acres (20,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,700 (Oct 2011)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9797-00-02000`

Property Details

APN / Parcel Number

Primary APN	`9797-00-02000`
Alternative APN	`R300922`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,603 sqft Living Area
Gross Area	3,285 sqft
1st Floor Area	2,603 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,604 sqft (0.473 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	123 sqft
Patio Area	81 sqft
Canopy	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3520 OAK LNDG
City	CONROE
State	TX
Zip	77304-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK LANDING 01, BLOCK 2, LOT 4
Legal Subdivision	WHITE OAK LANDING 01
Legal Block	2
Legal Lot Number	4
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3001
Census Tract	693702

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 OAK LNDG, CONROE, TX 77304-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2020	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2011 · Amount on Record
Deed Sale	Oct 17, 2011 · Amount on Record
Prior Sale	Sep 24, 2007
Deed Document Number	201191951
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0000067230
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3520 OAK LNDG, CONROE, TX 77304-2303
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168154
Date	Dec 7, 2021
Instrument	2021168154

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3520 OAK LNDG, CONROE, TX 77304-2303
Document Number	0000037427
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 OAK LNDG CONROE TX 773042303, CONROE, TX 77304-2303

Mortgage

Document Number	0000037427
Date	Apr 21, 2020
Instrument	37427

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,000 (-) Land $47,389 Building $332,611	$380,000 (-) Land $47,389 Building $332,611
2025	$5,442.00 (-2.54%) Homeowner's exemption	$380,000 (+4.4%) Land $47,389 Building $332,611	$380,000 (+4.4%) Land $47,389 Building $332,611
2024	$5,584.00 (-5.79%) Homeowner's exemption	$364,000 (-6.66%) Land $47,389 Building $316,611	$364,000 (-14.3%) Land $47,389 Building $316,611
2023	$5,927.00 Homeowner's exemption	$389,970 Land $47,390 Building $377,330	$424,720 Land $47,390 Building $377,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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