3520 NW 3rd St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3520 NW 3rd St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2007
Lot Size	0.321 acres (14,026 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2016)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`1-18-37-35-0020-00470-0070`

Property Details

APN / Parcel Number

Primary APN	`1-18-37-35-0020-00470-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,112 sqft Heated Area
Gross Area	1,172 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.321 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3520 NW 3RD ST
City	OKEECHOBEE
State	FL
Zip	34972-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL MIRASOL (PLAT BOOK 2 PAGE 1) LOTS 7, 8 & 13 BLOCK 47; LESS THE EAST 45 FEET OF LOT 13
Legal Range	35E
Legal Township	37S
Legal Section	18
Legal Subdivision	EL MIRASOL
Legal Block	47
Legal Lot Number	7 8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2031
Census Tract	910202

Owner

Source: Okeechobee County records · APN 1-18-37-35-0020-00470-0070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4410 NW 18TH ST, OKEECHOBEE, FL 34972-8822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2016 · Amount on Record
Deed Sale	Dec 01, 2016 · Amount on Record
Prior Sale	Dec 01, 2016 · Amount on Record
Deed Document Number	0007830279
Deed Book / Page	000783 / 000279
Last Transfer Date	Nov 12, 2020
Transfer Doc	0000011104
Record Updated	Jun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 12, 2020
Property Address	3520 NW 3RD ST, OKEECHOBEE, FL 34972-7608
Document Number	0000011104
Instrument Date	Nov 10, 2020
Instrument	11104
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 NW 36TH AVE OKEECHOBEE FL 349721100, OKEECHOBEE, FL 34972-1100

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00 (-15.25%)	$180,984 (+0.9%) Land $11,000 Building $169,984	$180,984 (+0.9%) Land $11,000 Building $169,984
2023	$2,773.00 (+16.66%)	$179,377 (+24.96%) Land $9,400 Building $169,977	$179,377 (+24.96%) Land $9,400 Building $169,977
2022	$2,377.00	$143,551 Land $6,400 Building $137,151	$143,551 Land $6,400 Building $137,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2004–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.