3520 N Stevenson Rd, Otis Orchards, WA 99027 Property Records

Spokane County property record for 3520 N Stevenson Rd, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,976 sqft · built 1972
Lot Size	2.06 acres (90,098 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jun 2021)
Tax Bill	$5,958 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55023.0407`

Property Details

APN / Parcel Number

Primary APN	`55023.0407`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,976 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Finished Basement	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,098 sqft
Lot Dimensions	419 ft deep x 215 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Deck Area	260 sqft
Patio Area	260 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3520 N STEVENSON RD
City	OTIS ORCHARDS
State	WA
Zip	99027-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	E FARMS IRR TRS 1- ANCHOR SEC SUB NO 1 L7 B3
Legal Range	45E
Legal Township	25N
Legal Section	02
Legal Subdivision	ANCHOR SEC SUB
Legal Tract	1
Legal Block	3
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	5
Census Block	5034
Census Tract	13201

Owner

3520 N Stevenson Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3520 N STEVENSON RD, OTIS ORCHARDS, WA 99027-8704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	20217094849
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 30, 2021
Property Address	3520 N STEVENSON RD, OTIS ORCHARDS, WA 99027-8704
Document Number	0007094849
Map Reference	VOL 7 PG 37
Instrument Date	Jun 28, 2021
Instrument	7094849
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,607.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 N STEVENSON RD, OTIS ORCHARDS, WA 99027-8704
Investor	Possibly a Property Investor

Mortgage

Document Number	0007094850
Date	Jun 30, 2021
Instrument	7094850

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3520 N STEVENSON RD, OTIS ORCHARDS, WA 99027-8704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006978914
Date	Oct 8, 2020
Instrument	6978914

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3520 N Stevenson Rd was $5,958, up 4.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,958.00 (+4.2%)	$603,580 Land $156,980 Building $446,600	$603,580 Land $156,980 Building $446,600
2025	$5,718.00
2024		$586,100 (+37.44%) Land $152,100 Building $434,000	$586,100 (+37.44%) Land $152,100 Building $434,000
2023	$5,648.00 (+13.21%)	$426,450 Land $121,750 Building $304,700	$426,450 Land $121,750 Building $304,700
2022	$4,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 N Stevenson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 N Stevenson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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