3520 Monte Real, Escondido, CA 92029 Property Records

San Diego County property record for 3520 Monte Real, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,709 sqft · built 1984
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$950,000 (Jan 2018)
Tax Bill$12,359 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN272-611-19-00

Property Details

APN / Parcel Number

Primary APN272-611-19-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,709 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area31,799 sqft (0.73 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3520 MONTE REAL
CityESCONDIDO
StateCA
Zip92029-7910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-20
Legal DescriptionLOT 143 TR 009571
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract009571
Legal Block1
Legal Lot Number143
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract20401

Owner

Source: San Diego County records · APN 272-611-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3520 MONTE REAL, ESCONDIDO, CA 92029-7910
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 04, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2018 · Amount on Record
Deed SaleJan 04, 2018 · Amount on Record
Prior SaleFeb 12, 2015 · Amount on Record
Deed Document Number20184562
Prior Transfer DateJun 11, 2012
Prior Transfer Doc0000397236
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 MONTE REAL, ESCONDIDO, CA 92029-7910
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 MONTE REAL, ESCONDIDO, CA 92029-7910

Mortgage

Document Number0000788026
DateDec 09, 2020
Instrument2020-0788026
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 04, 2018
Property Address3520 MONTE REAL, ESCONDIDO, CA 92029-7910
Document Number0000004562
Map ReferenceMAP 9571
Instrument DateDec 15, 2017
Instrument2018-0004562
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3520 MONTE RD, ESCONDIDO, CA 92029

Mortgage

Document Number0000004563
DateJan 04, 2018
Instrument2018-0004563
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,102,547 (+2%) Land $460,930 Building $641,617
2025$12,359.00 (+4.43%)$1,080,930 (+4.04%) Land $451,893 Building $629,037
2023$11,835.00 (+1.07%)$1,038,958 Land $434,347 Building $604,611
2022$11,710.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband.

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Monte Real

Nearby Streets

Search Property Records by Address or Parcel Number