3520 Michael Dr, Plano, TX 75023 Property Records

Collin County property record for 3520 Michael Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,373 sqft · built 1985
Owner	Individual Name on Record
Tax Bill	$9,908 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-1775-001-1280-1`

Property Details

APN / Parcel Number

Primary APN	`R-1775-001-1280-1`
Alternative APN	`1773496`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,373 sqft Living Area
1st Floor Area	2,194 sqft
2nd Floor Area	1,179 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1773496
Street Address	3520 MICHAEL DR
City	PLANO
State	TX
Zip	75023-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	FOREST CREEK ESTATES PHASE III (CPL), BLK A, LOT 128
Legal Subdivision	FOREST CREEK ESTATES PHASE III (CPL)
Legal Phase	3
Legal Block	A
Legal Lot Number	128
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	5
Census Block	5000
Census Tract	31636

Owner

Source: Collin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3520 MICHAEL DR, PLANO, TX 75023-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY FEDERAL MORTGAGE LLC
Jan 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTY FEDERAL MORTGAGE LLC
Jun 28, 2024	Vendor's Lien, Transfer · Conventional Mortgage GUARANTY FEDERAL MORTGAGE LLC
May 10, 2022	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 28, 2024
Deed Sale	Jun 28, 2024
Prior Sale	Jun 28, 2024
Deed Document Number	2024000078989
Last Transfer Date	Jan 2, 2026
Transfer Doc	2026000000241
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3520 MICHAEL DR, PLANO, TX 75023-1140
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MICHAEL DR, PLANO, TX 75023-1140

Mortgage

Document Number	2026000000242
Date	Jan 2, 2026
Instrument	2026000000242

Lender

Name	GUARANTY FEDERAL MORTGAGE LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 1, 2035

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Jan 2, 2026
Property Address	3520 MICHAEL DR, PLANO, TX 75023-1140
Document Number	2026000000241
Map Reference	VOL E PG 188
Instrument Date	Nov 19, 2025
Instrument	2026000000241
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEWART

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 WINTON TER E, FORT WORTH, TX 76109-1155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MICHAEL DR, PLANO, TX 75023-1140

Mortgage

Document Number	2026000000242
Date	Jan 2, 2026
Instrument	2026000000242

Lender

Name	GUARANTY FEDERAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 1, 2035

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 28, 2024
Property Address	3520 MICHAEL DR, PLANO, TX 75023-1140
Document Number	2024000078989
Map Reference	VOL E PG 188
Instrument Date	Jun 27, 2024
Instrument	2024000078989
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 GINKGO LN, GLADWYNE, PA 19035-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MICHAEL DR, PLANO, TX 75023-1140

Mortgage

Document Number	2024000078990
Date	Jun 28, 2024
Instrument	2024000078990

Lender

Name	GUARANTY FEDERAL MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2034

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 10, 2022
Property Address	3520 MICHAEL DR, PLANO, TX 75023-1140
Document Number	0000074687
Map Reference	VOL E PG 188
Instrument Date	May 4, 2022
Instrument	20220510000074687
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 MICHAEL DR, PLANO, TX 75023-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 MICHAEL DR, PLANO, TX 75023-1140

Mortgage

Document Number	0000074688
Date	May 10, 2022
Instrument	20220510000074688

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$729,610 (+4.06%) Land $176,000 Building $553,610	$729,610 (+4.06%) Land $176,000 Building $553,610
2024	$9,908.00 (+21.66%)
2023		$701,173 Land $176,000 Building $525,173	$701,173 Land $176,000 Building $525,173
2022	$8,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

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