3520 Meadow Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3520 Meadow Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 728 sqft · built 1919
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$76,400 (Nov 2016)
Tax Bill$1,969 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN551-0010-0198-00

Property Details

APN / Parcel Number

Primary APN551-0010-0198-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area728 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft

Exterior

Year BuiltBuilt 1919
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address3520 MEADOW AVE
CityCINCINNATI
StateOH
Zip45211-6513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3520 MEADOW AVE 50 X 125.50 LOT 19 CHAS H CRAIGS SUB
Legal SubdivisionCHAS H CRAIGS SUB
Legal Lot Number19
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group3
Census Block3008
Census Tract20902

Owner

3520 Meadow Ave is owned and occupied by an individual who bought it in November 2016.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address3520 MEADOW AVE, CINCINNATI, OH 45211-6513
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 5, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2016 · Amount on File
Deed SaleNov 14, 2016 · Amount on File
Prior SaleOct 31, 1996 · Amount on File
Deed Document Number16-0106840
Deed Book / Page013293 / 000074
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3520 MEADOW AVE, CINCINNATI, OH 45211-6513
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 MEADOW AVE, CINCINNATI, OH 45211-6513

Mortgage

Document Number0000065446
DateSep 14, 2023
Book Page15000/1845
Instrument2023-0065446
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueJan 1, 2053

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3520 MEADOW AVE, CINCINNATI, OH 45211-6513
Transaction TypeMortgage
Record UpdatedFeb 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000858
DateJan 5, 2023
Book Page14826/670
Instrument2023-0000858
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Meadow Ave was $1,969, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,969.00 (+2.71%)$31,553 (-) Land $7,889 Building $23,664
2024$1,917.00 (-1.89%)$31,553 (-) Land $7,889 Building $23,664
2023$1,954.00 (-9.58%)$31,553 (+4.42%) Land $7,889 Building $23,664$90,150 Land $22,540 Building $67,610
2022$2,161.00 Homeowner's exemption$30,216 Land $7,459 Building $22,757
2020$86,330 Land $21,310 Building $65,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3520 Meadow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3520 Meadow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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