3520 Marigold Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3520 Marigold Dr, Waterloo, IA 50702

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,640 sqft · built 2024
Lot Size	1.72 acres (75,097 sqft)
Owner	Company Name on File
Last Sale	$1,919,000 (Jun 2025)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`8812-18-328-018`

Property Details

APN / Parcel Number

Primary APN	`8812-18-328-018`

Interior

Stories	1 Story
Building Area	10,640 sqft Gross Area
1st Floor Area	2,790 sqft
Interior Walls	Unfinished
Overhead Door	Overhead Door

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Metal
Lot Area	75,097 sqft (1.72 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 MARIGOLD DR
City	WATERLOO
State	IA
Zip	50702-4845
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CEDAR HILLS TRACT T AND ALSO THE 60 FT X 139.44 FT VAC ROW OF WASHINGTON ST (FRMLY KNOWN AS LA PORTE RD THAT LIES WLY OF THE
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	CEDAR HILLS
Legal Tract	T
Legal Lot Number	T
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3003
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	150 N RIVERSIDE PLZ, 37, CHICAGO, IL 60606-1598
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jun 27, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Oct 3, 2024 · Amount on File
Deed Document Number	20259218
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3520 MARIGOLD DR, WATERLOO, IA 50702-4845
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100025763
Date	Jun 7, 2021
Instrument	202100025763

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 27, 2051

Interest

Rate Type	Adjustable Rate

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 27, 2025
Property Address	3520 MARIGOLD DR, WATERLOO, IA 50702-4845
Document Number	0202509218
Instrument Date	Jun 26, 2025
Instrument	2025-09218
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Tax	$3,069.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1906 E BATTLEFIELD RD, SPRINGFIELD, MO 65804-3878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N RIVERSIDE PLZ # 37, 37, CHICAGO, IL 60606-1598

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (-14.89%)	$223,470 (-8.72%) Land $68,100 Building $155,370	$223,470 (-8.72%) Land $68,100 Building $155,370
2024	$7,158.00 (+11.15%)
2023		$244,820 (+3.32%) Land $60,860 Building $183,960	$244,820 (+3.32%) Land $60,860 Building $183,960
2022	$6,440.00	$236,960 Land $47,240 Building $189,720
2021			$236,960 Land $47,240 Building $189,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Metronet.

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