3520 Magnolia Downs E, Mobile, AL 36695 Property Records

Mobile County property record for 3520 Magnolia Downs E, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,805 sqft · built 2021
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R023405150000005005`

Property Details

APN / Parcel Number

Primary APN	`R023405150000005005`
Alternative APNs	`34 05 15 0 000 005.005` `03536212` `3536212`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,805 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	3536212
Old Parcel Number	R023405150000005005
Street Address	3520 MAGNOLIA DOWNS E
City	MOBILE
State	AL
Zip	36695-8797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MAGNOLIA DOWNS MBK 110 PG 79 #SEC 15 T5S R3W #MP34 05 15 0 000
Legal Range	03W
Legal Township	05S
Legal Section	15
Legal Subdivision	MAGNOLIA DOWNS
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	1
Census Block	1003
Census Tract	6503

Owner

3520 Magnolia Downs E is owned and occupied by an individual who bought it in September 2020.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 492, BAYOU LA BATRE, AL 36509-0492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK
Feb 18, 2021	Deed of Trust, Mortgage · Construction Mortgage BRYANT BANK
Sep 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Jun 5, 2020
Deed Document Number	2020058706
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3520 MAGNOLIA DOWNS E, MOBILE, AL 36695-8797
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066419
Date	Oct 17, 2022
Instrument	2022066419

Lender

Name	BRYANT BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3520 MAGNOLIA DOWNS E, MOBILE, AL 36695-8797
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492, BAYOU LA BATRE, AL 36509-0492

Mortgage

Document Number	0000009768
Date	Feb 18, 2021
Instrument	2021009768

Lender

Name	BRYANT BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 24, 2020
Property Address	3520 MAGNOLIA DOWNS E, MOBILE, AL 36695-8797
Document Number	0000058706
Instrument Date	Sep 24, 2020
Instrument	58706
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 492 BAYOU LA BATRE AL 365090492, BAYOU LA BATRE, AL 36509-0492

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 5, 2020
Property Address	3520 MAGNOLIA DOWNS E, MOBILE, AL 36695-8797
Document Number	0000032893
Instrument Date	Jun 4, 2020
Instrument	32893
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3423 WOODWARD DR MOBILE AL 366956500, MOBILE, AL 36695-6500

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 29, 2020
Property Address	3520 MAGNOLIA DOWNS E, MOBILE, AL 36695-8797
Document Number	0000025331
Instrument Date	Apr 24, 2020
Instrument	25331
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 WOODWARD DR MOBILE AL 366956500, MOBILE, AL 36695-6500

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Magnolia Downs E was $3,315 with exemptions applied, down 0.6% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (-0.6%) Homeowner's exemption Senior Citizen's exemption	$77,040 (-0.62%) Land $13,800 Building $63,240	$770,400 (-0.62%) Land $138,000 Building $632,400
2024	$3,335.00 (+14.92%) Homeowner's exemption Senior Citizen's exemption	$77,520 (+15.34%) Land $13,800 Building $63,720	$775,200 (+15.34%) Land $138,000 Building $637,200
2023	$2,902.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$67,210 Land $13,800 Building $53,410	$672,100 Land $138,000 Building $534,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3520 Magnolia Downs E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Magnolia Downs E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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