Highlands County property record for 3520 King Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1977 |
| Lot Size | 0.235 acres (10,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jan 2009) |
| Tax Bill | $637 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C104802000002350 |
| Primary APN | C104802000002350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,248 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,220 sqft (0.235 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 330 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 216 sqft |
|---|---|
| Pool House | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3520 KING DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC B PB 7-PG 46 LOT 235 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC B |
| Legal Block | PB |
| Legal Lot Number | 235 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960105 |
3520 King Dr is owned and occupied by an individual who acquired it in June 2026.
Source: Highlands County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3439 INDIANA AVE, SEBRING, FL 33870-6562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2009 · Amount on File |
| Deed Sale | Jan 29, 2009 · Amount on File |
| Prior Sale | Jun 19, 2006 · Amount on File |
| Deed Document Number | 20091532112 |
| Deed Book / Page | 2175 / 750 |
| Last Transfer Date | Jun 9, 2026 |
| Transfer Doc | 0002316644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 3520 KING DR, SEBRING, FL 33870-1075 |
| Document Number | 0002316644 |
| Book / Page | 3197 / 1992 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20262316644 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3439 INDIANA AVE, SEBRING, FL 33870-6562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3520 KING DR, SEBRING, FL 33870-1075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3520 KING DR, SEBRING, FL 33870-1075 |
| Document Number | 0002012103 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 2791/1565 |
| Instrument | 2012103 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3520 King Dr was $637 with a homeowner's exemption, up 13.8% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637.00 (+13.75%) Homeowner's exemption | $49,277 | $122,789 Land $12,300 Building $110,489 |
| 2024 | $560.00 (+5.46%) | ||
| 2023 | $531.00 (+4.12%) Homeowner's exemption | $42,713 (+3%) | $95,726 (+4.65%) Land $10,762 Building $84,964 |
| 2022 | $510.00 Homeowner's exemption | $41,469 | $91,471 Land $8,200 Building $83,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 King Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 King Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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