3520 Josh Ln, Austin, TX 78730 Property Records

Travis County property record for 3520 Josh Ln, Austin, TX 78730

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,699 sqft · built 2001
Lot Size	0.319 acres (13,887 sqft)
Owner	2 Individual Names on File
Last Sale	$483,000 (Sep 2009)
Tax Bill	$24,835 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0139340205`

Property Details

APN / Parcel Number

Primary APN	`0139340205`
Alternative APNs	`01393402050000` `474643`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,699 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	2,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,887 sqft (0.319 acres)
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	839 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	474643
Street Address	3520 JOSH LN
City	AUSTIN
State	TX
Zip	78730-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 BLK A RIVER PLACE SEC 15
Legal Subdivision	RIVER PLACE SEC 15
Legal Block	A
Legal Lot Number	120
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	2
Census Block	2004
Census Tract	32900

Owner

3520 Josh Ln is owned and occupied by two individuals who bought it in September 2009.

Source: Travis County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3520 JOSH LN, AUSTIN, TX 78730-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 18, 2019	Deed of Trust, Mortgage · ARM BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2009 · Amount on File
Deed Sale	Sep 2, 2009 · Amount on File
Prior Sale	Nov 10, 2008 · Amount on File
Deed Document Number	2009149636
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	0000149636
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3520 JOSH LN, AUSTIN, TX 78730-1503
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000207805
Date	Sep 16, 2021
Instrument	2021207805

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	3520 JOSH LN, AUSTIN, TX 78730-1503
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144627
Date	Sep 18, 2019
Instrument	2019144627

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Margin	2
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Josh Ln was $24,835 with a homeowner's exemption, up 12.9% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,835.00 (+12.86%) Homeowner's exemption	$1,276,973	$1,287,489 Land $522,325 Building $765,164
2024	$22,005.00
2023		$1,645,852 Land $520,000 Building $1,125,852	$1,645,852 Land $520,000 Building $1,125,852
2022	$20,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Josh Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Josh Ln is moderate, ranking above 60% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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