3520 High Dr, Saint Ann, MO 63074 Property Records

St. Louis County property record for 3520 High Dr, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2023)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13M-52-0331`

Property Details

APN / Parcel Number

Primary APN	`13M-52-0331`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Asbestos
Foundation Type	Raised
Lot Area	6,852 sqft (0.157 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3520 HIGH DR
City	SAINT ANN
State	MO
Zip	63074-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	RESUB LOT 1 & 2 ROCK ROAD TERRACE AMNDED LOT 9 & 10
Legal Subdivision	RESUB LOT 1 & 2 ROCK ROAD TERRACE AMNDED
Legal Block	20
Legal Lot Number	9&10
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	2
Census Block	2000
Census Tract	214800

Owner

3520 High Dr is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3520 HIGH DR, SAINT ANN, MO 63074-2406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Document Number	202372711
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0208020451
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2023
Property Address	3520 HIGH DR, SAINT ANN, MO 63074-2406
Document Number	2023072700011
Map Reference	MB 18 PG 4
Instrument Date	Jul 25, 2023
Instrument	2023072700011
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 LOCKE AVE, BRIDGETON, MO 63044-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 HIGH DR, SAINT ANN, MO 63074-2406

Mortgage

Document Number	2023072700012
Date	Jul 27, 2023
Instrument	2023072700012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3520 HIGH DR, SAINT ANN, MO 63074-2406
Document Number	0226820040
Book / Page	022682 / 000040
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 LOCKE AVE BRIDGETON MO 630442035, BRIDGETON, MO 63044-2035

Mortgage

Document Number	0226820040
Date	Sep 6, 2017
Book Page	022682/000040
Instrument	8

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3520 High Dr was $2,815, up 22.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,310 (-) Land $6,710 Building $23,600	$159,500 (-) Land $35,300 Building $124,200
2025	$2,815.00 (+22.44%)	$30,310 Land $6,710 Building $23,600	$159,500 Land $35,300 Building $124,200
2024	$2,299.00 (+1.23%)
2023	$2,271.00 (+21.9%)	$24,910 (+28.27%) Land $6,710 Building $18,200	$131,100 Land $35,300 Building $95,800
2022	$1,863.00	$19,420 Land $5,970 Building $13,450
2021			$102,200 Land $31,400 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3520 High Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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