Duval County property record for 3520 Hidden Lake Dr E, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,962 sqft · built 1977 |
| Lot Size | 0.35 acres (15,254 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (May 2016) |
| Tax Bill | $5,931 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 154379-0386 |
| Primary APN | 154379-0386 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 3,725 sqft |
| 1st Floor Area | 1,552 sqft |
| Upper Floors Area | 1,022 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,254 sqft (0.35 acres) |
| Lot Dimensions | 142 ft deep x 110 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3520 HIDDEN LAKE DR E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 35-69 56-36-27E SECRET COVE UNIT ONE LOT 48 BLK 6 |
| Legal Range | 27E |
| Legal Township | 03S |
| Legal Section | 56 |
| Legal Subdivision | SECRET COVE UNIT 01 |
| Legal Block | 6 |
| Legal Lot Number | 48 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 15929 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3520 HIDDEN LAKE DR E, JACKSONVILLE, FL 32216-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on Record |
| Deed Sale | May 17, 2016 · Amount on Record |
| Deed Document Number | 2016111119 |
| Deed Book / Page | 17564 / 2476 |
| Prior Transfer Date | Nov 1, 2013 |
| Prior Transfer Doc | 0000005387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3520 HIDDEN LAKE DR E, JACKSONVILLE, FL 32216-1118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | ALL FLORIDA TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3520 HIDDEN LAKE DR E, JACKSONVILLE, FL 32216-1118 |
| Document Number | 0195380621 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 19538/621 |
| Instrument | 2021011434 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3520 HIDDEN LAKE DR E, JACKSONVILLE, FL 32216-1118 |
| Document Number | 0193262228 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3520 HIDDEN LAKE DR E JACKSONVILLE FL 322161118, JACKSONVILLE, FL 32216-1118 |
| Document Number | 0193262228 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 019326/002228 |
| Instrument | 175904 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 12, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,972 (+2.76%) | $501,602 (+4%) Land $195,931 Building $305,671 | |
| 2025 | $5,931.00 (+5.63%) Homeowner's exemption | $354,189 (+5.67%) | $482,328 (+2.37%) Land $185,000 Building $297,328 |
| 2024 | $5,615.00 (+2.46%) | ||
| 2023 | $5,480.00 (+9.97%) Homeowner's exemption | $335,185 (+3.43%) | $471,170 (+3.51%) Land $185,000 Building $286,170 |
| 2022 | $4,983.00 Homeowner's exemption | $324,067 | $455,206 Land $185,000 Building $270,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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