1. Home
  2. Florida
  3. Hillsborough County
  4. Brandon
  5. Gray Whetstone St

3520 Gray Whetstone St, Brandon, FL 33511 Property Records

Hillsborough County property record for 3520 Gray Whetstone St, Brandon, FL 33511

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,857 sqft · built 2000
Lot Size0.136 acres (5,934 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2019)
Tax Bill$5,356 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074672-7594

Property Details

APN / Parcel Number

Primary APN074672-7594
Alternative APN
  • U1030205GE00000C000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,558 sqft
1st Floor Area1,857 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,934 sqft (0.136 acres)
Lot Dimensions126 ft deep x 50 ft wide
View / LotPond
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
PorchOpen Porch
Porch Area230 sqft
Deck AreaDeck Area
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0746727594
Street Address3520 GRAY WHETSTONE ST
CityBRANDON
StateFL
Zip33511-7794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE TRAILS LOT 2 BLOCK C
Legal Range20E
Legal Township30S
Legal Section10
Legal SubdivisionBLOOMINGDALE TRAILS
Legal Tract5GE
Legal BlockC
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1000
Census Tract13411

Owner

3520 Gray Whetstone St is owned and occupied by an individual who bought it in April 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3520 GRAY WHETSTONE ST, BRANDON, FL 33511-7794
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2019 · Amount on File
Deed SaleApr 22, 2019 · Amount on File
Prior SaleNov 5, 2009 · Amount on File
Deed Document Number2019164030
Deed Book / Page26554 / 539
Prior Transfer DateOct 28, 2009
Prior Transfer Doc0217650665
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3520 GRAY WHETSTONE ST, BRANDON, FL 33511-7794
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 GRAY WHETSTONE ST, BRANDON, FL 33511-7794

Mortgage

Document Number2021465910
DateSep 15, 2021
Instrument2021465910
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 22, 2019
Property Address3520 GRAY WHETSTONE ST, BRANDON, FL 33511-7794
Document Number0265540539
Book / Page26554 / 0539
Map ReferenceMB 86 PG 17
Instrument DateApr 18, 2019
Instrument2019164030
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyALL AMER TTL AFFILIATES LLLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2521 LOON LAKE RD, 2521, DENTON, TX 76210-3388

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 GRAY WHETSTONE ST, BRANDON, FL 33511-7794

Mortgage

Document Number2019164031
DateApr 22, 2019
Instrument2019164031
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Gray Whetstone St was $5,356 with a homeowner's exemption, up 8.7% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,695 (+2.7%)$404,548 (-1.09%) Land $90,418 Building $314,130
2025$5,356.00 (+8.66%) Homeowner's exemption$302,527$409,023 Land $90,418 Building $318,605
2024$4,929.00 (+3.7%)
2023$4,753.00 (+4.53%) Homeowner's exemption$285,438 (+3%)$362,312 (-4.75%) Land $75,348 Building $286,964
2022$4,547.00 Homeowner's exemption$277,124$380,384 Land $67,813 Building $312,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Gray Whetstone St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 78 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA3 of 32
Most Recent ClaimAug 2026
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3520 Gray Whetstone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Gray Whetstone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures