Kenton County property record for 3520 Glenn Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,234 sqft · built 1909 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,500 (Oct 2021) |
| Tax Bill | $3,676 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-26-001.00 |
| Primary APN | 056-32-26-001.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Finished Area |
| Gross Area | 3,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3520 GLENN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DINMORE PARK LOT 20 50'X 135' SEC GLENN AVE & WINDSOR AVE |
| Legal Subdivision | DINMORE PARK-LATONIA |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3520 GLENN AVE, COVINGTON, KY 41015-1569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| May 24, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage UNION HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2004 · Amount on Record |
| Deed Document Number | 2021126 |
| Deed Book / Page | 122 / 28 |
| Prior Transfer Date | May 15, 2017 |
| Prior Transfer Doc | 0000000054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 6, 2021 |
| Property Address | 3520 GLENN AVE, COVINGTON, KY 41015-1569 |
| Document Number | 0005900126 |
| Book / Page | 122 / 28 |
| Map Reference | PL 56 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 21100605900126 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1127 LOCUST AVE, 1127, DAYTON, KY 41074-1522 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3520 GLENN AVE, COVINGTON, KY 41015-1569 |
| Document Number | 0005900127 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 281/552 |
| Instrument | 21100605900127 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 24, 2017 |
| Property Address | 3520 GLENN AVE, COVINGTON, KY 41015-1569 |
| Document Number | 0000000054 |
| Book / Page | 0C6166 / 000004 |
| Instrument Date | May 15, 2017 |
| Instrument | 54 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK ESCROW & TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3520 GLENN ST COVINGTON KY 41015, COVINGTON, KY 41015 |
| Document Number | 55 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 0C6166/000007 |
| Instrument | 55 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,500 (-) Land $15,000 Building $262,500 | $277,500 (-) Land $15,000 Building $262,500 | |
| 2025 | $3,676.00 (-0.54%) | $277,500 (-) Land $10,000 Building $267,500 | $277,500 (-) Land $10,000 Building $267,500 |
| 2023 | $3,696.00 | $277,500 Land $10,000 Building $267,500 | $277,500 Land $10,000 Building $267,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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