3520 Gamble Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3520 Gamble Ave, Cincinnati, OH 45211 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1905
Square Footage1,874 sqft Living Area
Lot Size4,008 sqft (0.092 acres)
OccupancyOwner Occupied
Last Sale$179,900 (2023)
Tax Bill$2,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN551-0005-0138-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,874 sqft Living Area
1st Floor878 sqft 1st Floor
2nd Floor712 sqft 2nd Floor
Attic Area284 sqft Attic
Attic1 Attic
Basement Area592 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1905
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area4,008 sqft (0.092 acres)
Depth X Width101 ft x 40 ft Depth x Width
Patio Area440 sqft Patio
Porch1 Porch
Porch Area90 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3520 GAMBLE AVE
CityCINCINNATI
StateOH
Zip45211-5563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3520 GAMBLE AVE 40 X 101 LOT 14 LUPTON & AYER SUB
Legal SubdivisionLUPTON & AYER SUB
Legal Lot Number14
JurisdictionHAMILTON OH
Minor Civil DivisionCHEVIOT
Census Blockgroup3
Census Block3000
Census Tract20902

Owner

Source: Hamilton County records · APN 551-0005-0138-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3520 GAMBLE AVE, CINCINNATI, OH 45211-5563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 17, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleMay 06, 2004
Deed Doc Number0000058155
Deed Book / Page14981 / 2006
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3520 GAMBLE AVE, CINCINNATI, OH 45211-5563
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 GAMBLE AVE, CINCINNATI, OH 45211-5563

Mortgage

Document Number0000080571
DateOct 16, 2025
Book Page15523/966
Instrument2025-0080571
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 17, 2023
Property Address3520 GAMBLE AVE, CINCINNATI, OH 45211-5563
Document Number0000058155
Book / Page14981 / 2006
Map ReferenceMB 1 PG 24
Instrument DateAug 17, 2023
Instrument2023-0058155
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyGRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$179.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 GAMBLE AVE, CINCINNATI, OH 45211-5563

Mortgage

Document Number0000058156
DateAug 17, 2023
Instrument2023-0058156
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,943.00 (+2.9%)$47,250 (-) Land $5,397 Building $41,853
2024$2,860.00 (-2.02%)$47,250 (-) Land $5,397 Building $41,853
2023$2,919.00 (+52.75%)$47,250 (+85.26%) Land $5,397 Building $41,853$135,000 (+85.26%) Land $15,420 Building $119,580
2022$1,911.00 Homeowner's exemption$25,505 Land $4,673 Building $20,832
2020$72,870 Land $13,350 Building $59,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 4% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gamble Ave

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