3520 Echo Dr NW, Salem, OR 97304 Property Records

Polk County property record for 3520 Echo Dr NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,595 sqft · built 2006
Lot Size	4.83 acres (210,395 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,446 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07318-00-00800`

Property Details

APN / Parcel Number

Primary APN	`07318-00-00800`
Alternative APN	`267881`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	7,595 sqft Gross Area
1st Floor Area	5,343 sqft
Attic	Attic
Attic Area	1,988 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	210,395 sqft
View / Lot	Creek
Garage Area	1,258 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Patio Area	1,330 sqft
Utility Building	5,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	267881
Street Address	3520 ECHO DR NW
City	SALEM
State	OR
Zip	97304-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	NULL NULL BLOCK NULL
Legal Range	3W
Legal Township	07S
Legal Section	18
Legal Subdivision	NULL
Legal Block	2
Legal Lot Number	NULL
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2025
Census Tract	5302

Owner

3520 Echo Dr NW, a single family home, is owned by two individuals.

Source: Polk County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3520 ECHO DR NW, SALEM, OR 97304-1623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FED'L BK
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3520 ECHO DR NW, SALEM, OR 97304-1623
Document Number	0000019471
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 ECHO DR NW SALEM OR 973041623, SALEM, OR 97304-1623

Mortgage

Document Number	0000019471
Date	Dec 28, 2020
Instrument	19471

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3520 ECHO DR NW, SALEM, OR 97304-1623
Document Number	0000019481
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	AMER TITLE, AMERI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 ECHO DR NW SALEM OR 973041623, SALEM, OR 97304-1623

Mortgage

Document Number	0000019481
Date	Dec 28, 2020
Instrument	19481

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Echo Dr NW was $11,446, up 3% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,018,990 (+3%) Land $183,620 Building $835,370	$1,942,820 (-1.27%) Land $307,770 Building $1,635,050
2025	$11,446.00 (+3.02%)	$989,320 (+3%) Land $178,270 Building $811,050	$1,967,800 (+4.19%) Land $308,070 Building $1,659,730
2024	$11,110.00 (+2.42%)	$960,510 (+3%) Land $173,080 Building $787,430	$1,888,720 (-1.47%) Land $300,260 Building $1,588,460
2023	$10,848.00 (+3.63%)	$932,540 (+3%) Land $168,030 Building $764,510	$1,916,850 (+8.44%) Land $297,660 Building $1,619,190
2022	$10,468.00	$905,380 Land $163,140 Building $742,240	$1,767,730 Land $289,400 Building $1,478,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Echo Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Echo Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORCHARD HEIGHTS WATER ASSN private · serves 381 people · EPA ID OR4100783
Water Source	Purchased surface water from SALEM PUBLIC WORKS
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Alyrica, Hunter Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Dr NW

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