3520 Eastern Ave, Sacramento, CA 95821 Property Records

Sacramento County property record for 3520 Eastern Ave, Sacramento, CA 95821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2020)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`256-0092-017-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0092-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Pool Area	7,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3520 EASTERN AVE
City	SACRAMENTO
State	CA
Zip	95821-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (NPA)
Legal Description	RIDGEWOOD TRACT, LOT 41
Legal Subdivision	RIDGEWOOD TRACT
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2016
Census Tract	5901

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Dec 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Apr 14, 2020	Grant Deed, Transfer BANK OF ENGLAND
Apr 14, 2020	Affidavit of Death, Transfer CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Deed Book / Page	20200414 / 1496
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	4140000001495
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202

Mortgage

Document Number	0000000694
Date	Nov 1, 2023
Instrument	202311010694

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202

Mortgage

Document Number	0000001825
Date	Nov 15, 2021
Instrument	2021111501825

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202

Mortgage

Document Number	2021111501825
Date	Nov 15, 2021
Instrument	2021111501825

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Document Number	2101051664
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 EASTERN AVE SACRAMENTO CA 958213202, SACRAMENTO, CA 95821-3202

Mortgage

Document Number	2101051664
Date	Jan 5, 2021
Instrument	2101051664

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2020
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Document Number	2004141496
Instrument Date	Apr 9, 2020
Instrument	2004141496
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3520 EASTERN AVE SACRAMENTO CA 958213202, SACRAMENTO, CA 95821-3202

Mortgage

Document Number	2004141497
Date	Apr 14, 2020
Instrument	2004141497

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2020
Property Address	3520 EASTERN AVE, SACRAMENTO, CA 95821-3202
Document Number	2004141495
Instrument Date	Apr 9, 2020
Instrument	2004141495
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 MONTERO RD CAMERON PARK CA 956824064, CAMERON PARK, CA 95682-4064

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,847 (+2%) Land $110,433 Building $274,414
2025	$4,481.00 (+1.01%) Homeowner's exemption	$377,302 (+4.04%) Land $108,268 Building $269,034
2024	$4,436.00 (+2.61%)
2023	$4,323.00 (+0.58%) Homeowner's exemption	$362,653 Land $104,065 Building $258,588
2022	$4,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1997–2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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