3520 E Onyx Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3520 E Onyx Ave, Phoenix, AZ 85028 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,483 sqft · built 1960
Lot Size0.301 acres (13,121 sqft)
Owner2 Individual Names on File
Last Sale$1,467,500 (Mar 2026)
Tax Bill$3,392 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN165-23-048

Property Details

APN / Parcel Number

Primary APN165-23-048
Alternative APN
  • 165230481

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,483 sqft Living Area
1st Floor Area2,483 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area13,121 sqft (0.301 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces
Pool Area450 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3520 E ONYX AVE
CityPHOENIX
StateAZ
Zip85028-3965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARADISE GARDENS 1-15,32-49,75-105,122-148 &TR A MCR 77/02
Legal Range3E
Legal Township3N
Legal Section25
Legal SubdivisionPARADISE GARDENS 1-15,32-49,75-105,122-1
Legal TractA
Legal Lot Number112
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1015
Census Tract105101

Owner

Source: Maricopa County records · APN 165-23-048

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Apr 29, 2021Warranty Deed, Transfer · Conventional Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026 · Amount on Record
Deed SaleMar 03, 2026 · Amount on Record
Prior SaleApr 29, 2021 · Amount on Record
Deed Document Number2026121768
Prior Transfer DateAug 29, 2012
Prior Transfer Doc0000777620
Record UpdatedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 03, 2026
Property Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965
Document Number0000121768
Map ReferenceMB 77 PG 2
Instrument DateFeb 28, 2026
Instrument20260121768
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyAZ TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address817 W MCKINLEY ST, PHOENIX, AZ 85007-2344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965

Mortgage

Document Number0000121769
DateMar 03, 2026
Instrument20260121769
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 29, 2021
Property Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965
Document Number0000480337
Map ReferenceMB 77 PG 2
Instrument DateApr 18, 2021
Instrument20210480337
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3520 E ONYX AVE, PHOENIX, AZ 85028-3965

Mortgage

Document Number0000480338
DateApr 29, 2021
Instrument20210480338
Lender
NameLOW VA RATES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$89,700 (+129.62%)$897,000 (+3.15%) Land $179,400 Building $717,600
2025$3,392.00 (+5.34%)$39,065 (-52.8%)$869,600 (+5.06%) Land $173,900 Building $695,700
2024$82,770$827,700 Land $165,500 Building $662,200
2023$3,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131051011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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