3520 E Monica Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3520 E Monica Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1978
Lot Size	0.165 acres (7,189 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2017)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-01-107`

Property Details

APN / Parcel Number

Primary APN	`214-01-107`
Alternative APN	`214011076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,437 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,189 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces
Pool Area	410 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 E MONICA AVE
City	PHOENIX
State	AZ
Zip	85032-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARQUE VISTA ESTATES UNIT 2 MCR 186-20
Legal Range	3E
Legal Township	4N
Legal Section	36
Legal Subdivision	PARQUE VISTA ESTATES UNIT 2
Legal Lot Number	103
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	619602

Owner

Source: Maricopa County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 2, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2017	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Mar 17, 2003 · Amount on Record
Deed Document Number	2017892909
Prior Transfer Date	Sep 8, 1994
Prior Transfer Doc	0000247605
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045

Mortgage

Document Number	0000170973
Date	Mar 25, 2026
Instrument	20260170973

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045

Mortgage

Document Number	0001178218
Date	Nov 2, 2021
Instrument	20211178218

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082277
Date	Jan 30, 2020
Instrument	20200082277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 1, 2017
Property Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045
Document Number	0000892909
Map Reference	MB 186 PG 20
Instrument Date	Nov 16, 2017
Instrument	2017-0892909
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 E MONICA AVE, 3520, PHOENIX, AZ 85032-2045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E MONICA AVE, PHOENIX, AZ 85032-2045

Mortgage

Document Number	0000892910
Date	Dec 1, 2017
Instrument	2017-0892910

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,200 (+119.62%)	$382,000 (+2.88%) Land $76,400 Building $305,600
2025	$1,095.00 (-23.64%) Veteran's exemption	$17,394 (-54.96%)	$371,300 (-3.86%) Land $74,200 Building $297,100
2024		$38,620	$386,200 Land $77,200 Building $309,000
2023	$1,434.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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