3520 E 7th St, Des Moines, IA 50316 Property Records

Polk County property record for 3520 E 7th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1924
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$39,000 (Jun 1991)
Tax Bill$2,604 (2024)
Deeds & MortgagesApr 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN7924-26-205-002

Property Details

APN / Parcel Number

Primary APN7924-26-205-002
Alternative APN
  • 110/01019-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area2,350 sqft
1st Floor Area1,000 sqft
Attic Area350 sqft
Basement Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleOther
Exterior MaterialBrick
Construction TypeWood Frame
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions70 ft deep x 90 ft wide
Garage TypeMixed
Garage Area400 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area144 sqft
Deck Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address3520 E 7TH ST
CityDES MOINES
StateIA
Zip50316-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 90 F LOTS 12 & 13 CAMPUS PARK
Legal Range24W
Legal Township79N
Legal Section26
Legal SubdivisionCAMPUS PARK
Legal Lot Number12,13 13
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1005
Census Tract500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3520 E 7TH ST, DES MOINES, IA 50316-1144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 1991 · Amount on Record
Deed SaleJun 26, 1991 · Amount on Record
Deed Document Number0006397132
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateApr 16, 2026
Property Address3520 E 7TH ST, DES MOINES, IA 50316-1144
Document Number0000021385
Book / Page20485 / 861
Instrument DateApr 9, 2026
Instrument202621385
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 E 7TH ST, DES MOINES, IA 50316-1144

Mortgage

Document Number0000021385,
DateApr 16, 2026
Book Page20485/861
Instrument202621385
Lender
NameBMO HARRIS BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$177,700 (+15.69%) Land $28,500 Building $149,200$177,700 (+15.69%) Land $28,500 Building $149,200
2024$2,604.00 (+6.63%)
2023$153,600 Land $24,400 Building $129,200$153,600 Land $24,400 Building $129,200
2020$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: CenturyLink.

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