3520 E 4th St, Dayton, OH 45403 Property Records

Montgomery County property record for 3520 E 4th St, Dayton, OH 45403 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1951
Lot Size	0.148 acres (6,451 sqft)
Owner	2 Owner Names on File
Last Sale	$49,900 (Oct 2002)
Tax Bill	$1,119 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R72 04712 0012`

Property Details

APN / Parcel Number

Primary APN	`R72 04712 0012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,451 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	584 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3520 E 4TH ST
City	DAYTON
State	OH
Zip	45403-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65480
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1009
Census Tract	2400

Owner

Source: Montgomery County records · APN R72 04712 0012

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3520 E 4TH ST, DAYTON, OH 45403-2216
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2002 · Amount on Record
Deed Sale	Oct 16, 2002 · Amount on Record
Prior Sale	Sep 26, 1994
Deed Document Number	0000127378
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3520 E 4TH ST, DAYTON, OH 45403-2216
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E 4TH ST, DAYTON, OH 45403-2216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001194
Date	Jan 09, 2024
Instrument	202400001194

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,280 (-) Land $3,980 Building $15,300
2024	$1,119.00 (+2.47%)
2023	$1,092.00 (-3.45%)	$19,280 (+24.79%) Land $3,980 Building $15,300	$55,080 (+24.78%) Land $11,360 Building $43,720
2022	$1,131.00	$15,450 Land $3,180 Building $12,270
2020			$44,140 Land $9,090 Building $35,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.