Polk County property record for 3520 E 32nd St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1972 |
| Lot Size | 0.389 acres (16,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Nov 2025) |
| Tax Bill | $3,426 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-29-128-008 |
| Primary APN | 7923-29-128-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,950 sqft (0.389 acres) |
| Lot Dimensions | 226 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 3520 E 32ND ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX N 45F- S 120F N 830.13F W 226.1F NE 1/4 NW 1/4 SEC 29-79-23 |
| Legal Range | 23 |
| Legal Township | 79 |
| Legal Section | 29 |
| Legal Subdivision | SEC 29-79-23 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 103 |
3520 E 32nd St is owned and occupied by an individual who bought it in November 2025.
Source: Polk County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3520 E 32ND ST, DES MOINES, IA 50317-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Nov 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on File |
| Deed Sale | Nov 7, 2025 · Amount on File |
| Deed Document Number | 2025-00067129 |
| Deed Book / Page | 20328 / 443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3520 E 32ND ST, DES MOINES, IA 50317-3816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000038525 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 19106/273 |
| Instrument | 2022-00038525 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 7, 2025 |
| Property Address | 3520 E 32ND ST, DES MOINES, IA 50317-3816 |
| Document Number | 0000067129 |
| Book / Page | 20328 / 443 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025-00067129 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3520 E 32ND ST, DES MOINES, IA 50317-3816 |
| Document Number | 0000067130 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025-00067130 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,000 Land $34,300 Building $164,700 | $199,000 Land $34,300 Building $164,700 | |
| 2024 | $3,426.00 | ||
| 2023 | $180,900 Land $30,900 Building $150,000 | $180,900 Land $30,900 Building $150,000 | |
| 2020 | $3,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 E 32nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 E 32nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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