3520 Duce Rd, Kenockee (Avoca), MI 48006 Property Records

St. Clair County property record for 3520 Duce Rd, Kenockee, MI 48006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1988
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on File
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-24-026-4004-001`

Property Details

APN / Parcel Number

Primary APN	`74-24-026-4004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Lot Area	240,887 sqft (5.53 acres)
Lot Dimensions	440 ft deep x 427 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 DUCE RD
City	KENOCKEE
State	MI
Zip	48006-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT SW SEC COR, TH N 0D 1M W 511', TH S 89D 41M 48S E 473', TH S 0D 1M E 508.5', TH W 473' TO BEG SECTION 26 T7N R15E 5.53 A
Legal Range	15E
Legal Township	07N
Legal Section	89
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KENOCKEE
Census Block Group	1
Census Block	1039
Census Tract	652100

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3520 DUCE RD, KENOCKEE, MI 48006-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 8, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 4, 2018	Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	20232552
Deed Book / Page	5598 / 820
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0005598820
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 15, 2023
Property Address	3520 DUCE RD, KENOCKEE, MI 48006-4201
Document Number	0005598820
Book / Page	5598 / 820
Instrument Date	Feb 9, 2023
Instrument	2023002552
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 DUCE RD, KENOCKEE, MI 48006-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 DUCE RD, KENOCKEE, MI 48006-4201

Mortgage

Document Number	2023002553
Date	Feb 15, 2023
Instrument	2023002553

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 8, 2020
Property Address	3520 DUCE RD, KENOCKEE, MI 48006-4201
Document Number	0051390013
Book / Page	005139 / 000013
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	MARITIME TITLE AGENCY LLC, MARITIME TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 NORTHWOOD RD FORT GRATIOT MI 480594123, FORT GRATIOT, MI 48059-4123

Mortgage

Document Number	51390017
Date	Jan 8, 2020
Book Page	005139/000017

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2018
Property Address	3520 DUCE RD, KENOCKEE, MI 48006-4201
Document Number	0004931246
Book / Page	4931 / 246
Instrument Date	Mar 1, 2018
Instrument	2018006958
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 OMAR ST, PORT HURON, MI 48060-2959

Mortgage

Document Number	2018006959
Date	Apr 4, 2018
Instrument	2018006959

Lender

Name	CHEMICAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kenockee Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (-61.1%) Homeowner's exemption	$132,200 (+5.84%)
2024	$2,938.00 (+13%)		$264,400 (+5.84%)
2023		$124,900
2022	$2,600.00		$249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

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