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3520 Diamond Leaf Dr, Vero Beach, FL 32966 Property Records

Indian River County property record for 3520 Diamond Leaf Dr, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,072 sqft · built 2018
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$469,900 (Dec 2021)
Tax Bill$5,682 (2025)
Deeds & MortgagesDec 2021 Sale
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-39-32-00023-0000-00054.0

Property Details

APN / Parcel Number

Primary APN32-39-32-00023-0000-00054.0
Alternative APN
  • 131913

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,072 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions124 ft deep x 65 ft wide
Garage Area508 sqft
DrivewayDriveway
Driveway Area896 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number131913
Street Address3520 DIAMOND LEAF DR
CityVERO BEACH
StateFL
Zip32966-6302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARMONY RESERVE PD PHASE 1B LOT 54A PBI 28-38
Legal Range39
Legal Township32
Legal Section32
Legal SubdivisionHARMONY RESERVE PD PHASE 1B
Legal Phase1B
Legal Lot Number54A
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1000
Census Tract50708

Owner

3520 Diamond Leaf Dr is owned and occupied by an individual who bought it in December 2021.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 29, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jul 14, 2017Grant Deed, Transfer
STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on File
Deed SaleDec 10, 2021 · Amount on File
Prior SaleJan 29, 2019 · Amount on File
Deed Document Number0034911371
Deed Book / Page3491 / 1371
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 10, 2021
Property Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302
Document Number0034911371
Book / Page3491 / 1371
Map ReferenceMB 28 PG 38
Instrument DateDec 10, 2021
Instrument3120210084792
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,289.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3520 DIAMOND LEAF DR, 3520, VERO BEACH, FL 32966-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 29, 2019
Property Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302
Document Number0031800650
Book / Page3180 / 0650
Map ReferenceMB 28 PG 38-45
Instrument DateJan 16, 2019
Instrument3120190005619
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,379.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302

Mortgage

Document Number3120190005620
DateJan 29, 2019
Instrument3120190005620
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 14, 2017
Property Address3520 DIAMOND LEAF DR, VERO BEACH, FL 32966-6302
Document Number0030401988
Book / Page003040 / 001988
Instrument DateJul 7, 2017
Instrument40986
Transaction TypeTransfer
Record UpdatedAug 15, 2017
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount on Record
Tax$942.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1686 WHIBISCUS BLVD MELBOURNE FL 32901, MELBOURNE, FL 32901

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Diamond Leaf Dr was $5,682.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,682.00$415,622$461,664 Land $46,750 Building $414,914
2023$5,083.00 (+2.54%)$392,144 (+3%)$445,002 (+16.88%) Land $38,250 Building $406,752
2022$4,957.00$380,722 Land $38,250 Building $342,472$380,722 Land $38,250 Building $342,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Diamond Leaf Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Diamond Leaf Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 250

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