3520 Cross Timber Ln, Raleigh, NC 27603 Property Records

Wake County property record for 3520 Cross Timber Ln, Raleigh, NC 27603

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,126 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$507,000 (Sep 2023)
Tax Bill$3,385 (2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0689.02-69-2461 0488616

Property Details

APN / Parcel Number

Primary APN0689.02-69-2461 0488616
Alternative APN
  • 0488616

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,126 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0488616
Street Address3520 CROSS TIMBER LN
CityRALEIGH
StateNC
Zip27603-9657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD
Legal DescriptionLO47 LEGACY FARM PH2 BM2021-01521
Legal Phase2
Legal Lot Number47
JurisdictionWAKE NC
Township / Civil DivisionSWIFT CREEK
Census Block Group2
Census Block2001
Census Tract53111

Owner

Source: Wake County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3520 CROSS TIMBER LN, RALEIGH, NC 27603-9657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Warranty Deed, Transfer · Conventional Mortgage
ALLY BANK
Aug 16, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Document Number0194401385
Deed Book / Page19440 / 1385
Record UpdatedJun 7, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateSep 25, 2023
Property Address3520 CROSS TIMBER LN, RALEIGH, NC 27603-9657
Document Number19440/1385
Book / Page19440 / 1385
Map ReferenceMB 2021 PG 1519-1524
Instrument DateSep 21, 2023
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,014.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 BANNINGFORD RD, CARY, NC 27518-6380

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3520 CROSS TIMBER LN, RALEIGH, NC 27603-9657

Mortgage

Document Number0194401387
DateSep 25, 2023
Instrument19440/1387
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWAKE NC
Recording DateAug 16, 2022
Property Address3520 CROSS TIMBER LN, RALEIGH, NC 27603-9657
Document Number19119/1357
Book / Page19119 / 1357
Map ReferenceMB 2021 PG 1519-1524
Instrument DateAug 16, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$953.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 RELIANCE AVE, APEX, NC 27539-6346

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 CROSS TIMBER LN, RALEIGH, NC 27603-9657

Mortgage

Document Number0191191359
DateAug 16, 2022
Instrument19119/1359
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityFuquay-Varina Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,385.00$302,659 Land $75,000 Building $227,659$302,659 Land $75,000 Building $227,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FUQUAY-VARINA
serves 42,954 people · EPA ID NC0392055
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cross Timber Ln

Nearby Streets

Search Property Records by Address or Parcel Number