3520 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 3520 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 693 sqft · built 1947
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$281,241 (Jun 2023)
Tax Bill	$1,236 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0216247`

Property Details

APN / Parcel Number

Primary APN	`R0216247`
Alternative APNs	`02-3016-08-1-12-09-0000` `0000514700` `00514700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	693 sqft Living Area
1st Floor Area	693 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2000
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000514700
Street Address	3520 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BOSTON AND GREAT FALLS ADD, S08, T20 N, R04 E, BLOCK 043, LOT 006
Legal Range	04E
Legal Township	20N
Legal Section	08
Legal Subdivision	BOSTON AND GREAT FALLS ADD
Legal Block	43
Legal Lot Number	6
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1002
Census Tract	1000

Owner

3520 Central Ave is owned and occupied by an individual who bought it in June 2023.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3520 CENTRAL AVE, GREAT FALLS, MT 59401-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN BANK CENTER
Feb 5, 2020	Warranty Deed, Transfer MOUNTAIN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	2023444804
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Jun 14, 2023
Property Address	3520 CENTRAL AVE, GREAT FALLS, MT 59401-3514
Document Number	00R0444804
Instrument Date	Jun 12, 2023
Instrument	R0444804
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CENTRAL AVE, GREAT FALLS, MT 59401-3514

Mortgage

Document Number	00R0444805
Date	Jun 14, 2023
Instrument	R0444805

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 1, 2021
Property Address	3520 CENTRAL AVE, GREAT FALLS, MT 59401-3514
Document Number	00R0407492
Instrument Date	Apr 1, 2021
Instrument	R0407492
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161900, BIG SKY, MT 59716-1900

Mortgage

Document Number	00R0407493
Date	Apr 1, 2021
Instrument	R0407493

Lender

Name	AMERICAN BANK CENTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Feb 5, 2020
Property Address	3520 CENTRAL AVE, GREAT FALLS, MT 59401-3514
Document Number	0000383172
Instrument Date	Feb 3, 2020
Instrument	383172
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	MOUNTAIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3355 15TH AVE S GREAT FALLS MT 594055418, GREAT FALLS, MT 59405-5418

Tax Assessment & Valuation

The 2026 property tax bill for 3520 Central Ave was $1,236, down 16.7% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,236.00 (-16.71%)	$206,500 (-)
2025	$1,484.00	$206,500	$206,500 Land $48,750 Building $157,750
2023	$1,700.00 (+18.38%)	$156,300 (+30.03%)	$156,300 (+30.03%) Land $38,250 Building $118,050
2022	$1,436.00	$120,200	$120,200 Land $33,750 Building $86,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3520 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3520 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Ziply Fiber.

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