3520 Centennial Dr, Antioch, CA 94509 Property Records

Contra Costa County property record for 3520 Centennial Dr, Antioch, CA 94509

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,024 sqft · built 1988
Lot Size	0.088 acres (3,849 sqft)
Owner	Company Name on Record
Last Sale	$462,500 (Sep 2026)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Aug 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076-643-012-8`

Property Details

APN / Parcel Number

Primary APN	`076-643-012-8`
Alternative APN	`076-643-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	853 sqft
2nd Floor Area	1,171 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	3,849 sqft (0.088 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3520 CENTENNIAL DR
City	ANTIOCH
State	CA
Zip	94509-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6812 L92
Legal Subdivision	SUBDIVISION 6612
Legal Tract	6812
Legal Lot Number	92
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	4
Census Block	4007
Census Tract	307205

Owner

Source: Contra Costa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Grant Deed, Transfer · Construction Mortgage CHICAGO TITLE W, CHICAGO TITLE
Aug 21, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 4, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage STEVE CABRAL ETAL
Aug 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Apr 4, 1995 · Amount on Record
Deed Document Number	202697560
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0000088764
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 16, 2026
Property Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Document Number	0000097560
Instrument Date	Sep 9, 2026
Instrument	202697560
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,383.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012

Mortgage

Document Number	0000097561,
Date	Sep 16, 2026
Instrument	202697561

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 21, 2026
Property Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Document Number	0000088764
Instrument Date	Aug 20, 2026
Instrument	202688764
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012

Mortgage

Document Number	0000185473
Date	Dec 19, 2022
Instrument	2022-185473

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2021
Property Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Document Number	0000218032
Map Reference	MB 316 PG 48
Instrument Date	Jul 30, 2021
Instrument	2021-218032
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012

Mortgage

Document Number	0000218033
Date	Aug 4, 2021
Instrument	2021-218033

Lender

Name	STEVE CABRAL ETAL
Type	Private Party
Address	3747 PEARL AVE, SAN JOSE, CA 95136

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2021
Property Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012
Document Number	0000218031
Map Reference	MB 316 PG 48
Instrument Date	Jul 28, 2021
Instrument	2021-218031
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CENTENNIAL DR, ANTIOCH, CA 94509-7012

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,533 (+2%) Land $68,513 Building $263,020
2025	$4,180.00 (+5.45%) Homeowner's exemption	$325,033 (+4.04%) Land $67,170 Building $257,863
2023	$3,964.00 (+1.54%) Homeowner's exemption	$312,412 Land $64,562 Building $247,850
2022	$3,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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