3520 Calloway Dr, Orlando, FL 32810 Property Records

Orange County property record for 3520 Calloway Dr, Orlando, FL 32810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 1957
Lot Size	0.247 acres (10,747 sqft)
Owner	Individual Name on Record
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-21-29-7472-18-180`

Property Details

APN / Parcel Number

Primary APN	`28-21-29-7472-18-180`
Alternative APNs	`292128747218180` `319355` `324615` `328965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,223 sqft Living Area
Gross Area	1,705 sqft
1st Floor Area	1,125 sqft
Utility Area	81 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,747 sqft (0.247 acres)
Garage Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3520 CALLOWAY DR
City	ORLANDO
State	FL
Zip	32810-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERSIDE ACRES THIRD ADDITION V/35 LOT 18 BLK R
Legal Range	29E
Legal Township	21S
Legal Section	28
Legal Subdivision	RIVERSIDE ACRES 3RD ADD
Legal Tract	7472
Legal Block	R
Legal Lot Number	18
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2012
Census Tract	15104

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 HENRY BALCH DR, ORLANDO, FL 32810-4507
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3520 CALLOWAY DR, ORLANDO, FL 32810-2216
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CALLOWAY DR, ORLANDO, FL 32810-2216

Mortgage

Document Number	0000489206
Date	Aug 10, 2022
Instrument	20220489206

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Aug 9, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,390 (-3.07%) Land $50,000 Building $165,390	$215,390 (-3.07%) Land $50,000 Building $165,390
2025	$4,025.00 (+363.71%) Homeowner's exemption	$222,220 (+232.59%) Land $50,000 Building $172,220	$222,220 (+9.09%) Land $50,000 Building $172,220
2024	$868.00 (+5.72%)
2023	$821.00 (+6.07%) Homeowner's exemption	$66,814 (+3%)	$203,702 (+12.76%) Land $50,000 Building $153,702
2022	$774.00 Homeowner's exemption	$64,868	$180,654 Land $50,000 Building $130,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20