3520 Bluffside Dr, North Chesterfield (Richmond), VA 23237 Property Records

Chesterfield County property record for 3520 Bluffside Dr, North Chesterfield, VA 23237

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,123 sqft · built 1946
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jun 2002)
Tax Bill	$2,039 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`785-68-04-78-000-000`

Property Details

APN / Parcel Number

Primary APN	`785-68-04-78-000-000`
Alternative APNs	`067010100000069` `386641001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,123 sqft Finished Area
Basement Area	408 sqft
Unfinished Basement	408 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	218 sqft
Patio Area	218 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	386641001
Street Address	3520 BLUFFSIDE DR
City	NORTH CHESTERFIELD
State	VA
Zip	23237-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	N/L BLUFFSIDE DRIVE PARCEL A
Legal Subdivision	N/L BLUFFSIDE DRIVE PARCEL A
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	1
Census Block	1007
Census Tract	100807

Owner

Source: Chesterfield County records · APN 785-68-04-78-000-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3520 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2002 · Amount on Record
Deed Sale	Jun 20, 2002 · Amount on Record
Deed Book / Page	4572 / 573
Record Updated	Sep 20, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 08, 2017
Property Address	3520 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1042
Document Number	11528192
Book / Page	011528 / 000192
Instrument Date	Jan 03, 2017
Instrument	5462
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$129.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 BLUFFSIDE DR NORTH CHESTERFIELD VA 232371042, NORTH CHESTERFIELD, VA 23237-1042

Mortgage

Document Number	11528197
Date	Feb 08, 2017
Book Page	011528/000197
Instrument	5463

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2047

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,039.00 (+20.22%)	$226,300 (+4.38%) Land $58,600 Building $167,700	$226,300 (+4.38%) Land $58,600 Building $167,700
2025		$216,800 (+18.02%) Land $55,700 Building $161,100	$216,800 (+18.02%) Land $55,700 Building $161,100
2023	$1,696.00	$183,700 Land $52,800 Building $130,900	$183,700 Land $52,800 Building $130,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 244 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.