Duval County property record for 3520 Bessent Rd, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1956 |
| Lot Size | 2.1 acres (91,523 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Oct 2025) |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 021140-0050 |
| Primary APN | 021140-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| Gross Area | 1,002 sqft |
| 1st Floor Area | 858 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 91,523 sqft |
| Lot Dimensions | 591 ft deep x 166 ft wide |
| View / Lot | River |
| Garage Area | 784 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 204 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Old Parcel Number | 0211400050 |
|---|---|
| Street Address | 3520 BESSENT RD |
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 13-40 16-1S-26E 2.1 TROUT RIVER PARK S/D PT LOT 1 RECD O/R 21657-1600 BEING PARCELS 1,2 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | TROUT RIVER PARK |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10503 |
3520 Bessent Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 7, 2019 | Warranty Deed, Transfer JOYCE DILLY |
| Jul 14, 2017 | Warranty Deed, Transfer OTHER |
| Jul 14, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 2025241023 |
| Deed Book / Page | 21657 / 1600 |
| Prior Transfer Date | Aug 21, 2006 |
| Prior Transfer Doc | 0134692488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 17, 2025 |
| Property Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0216571600 |
| Book / Page | 21657 / 1600 |
| Map Reference | MB 13 PG 40 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025241023 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 ELM BRANCH RD, SAINT JOHNS, FL 32259-0021 |
| Name | Verified Name |
|---|---|
| Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0216571602 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 21657/1602 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0203641153 |
| Book / Page | 20364 / 1153 |
| Map Reference | MB 13 PG 40 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022188193 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | NOT AVAILABLE, THOMAS C SANTORO TTL SVCS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13236 GRANT LOGAN LN, JACKSONVILLE, FL 32225-3179 |
| Name | Verified Name |
|---|---|
| Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0203641162 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 20364/1162 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 7, 2019 |
| Property Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0186500665 |
| Book / Page | 018650 / 000665 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 4190 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3520 BESSENT RD JACKSONVILLE FL 322185016, JACKSONVILLE, FL 32218-5016 |
| Document Number | 186500667 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 018650/000667 |
| Instrument | 4191 |
| Name | JOYCE DILLY |
|---|---|
| Address | 13326 GRANT LOGAN DR, JACKSONVILLE, FL 32225 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 6, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0180530406 |
| Book / Page | 018053 / 000406 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 165083 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 335 SIEDEL RD BROOKSHIRE TX 774234343, BROOKSHIRE, TX 77423-4343 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 3520 BESSENT RD, JACKSONVILLE, FL 32218-5016 |
| Document Number | 0180530408 |
| Book / Page | 018053 / 000408 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 165084 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $483.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13236 GRANT LOGAN LN JACKSONVILLE FL 322253179, JACKSONVILLE, FL 32225-3179 |
The 2025 property tax bill for 3520 Bessent Rd was $3,151, up 15.5% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,238 (+34.51%) Land $119,099 Building $93,139 | $212,238 (+34.51%) Land $119,099 Building $93,139 | |
| 2025 | $3,151.00 (+15.46%) | $157,790 (+11.97%) Land $73,244 Building $84,546 | $157,790 (+11.97%) Land $73,244 Building $84,546 |
| 2024 | $2,729.00 (-16.29%) | $140,921 (-17.01%) Land $55,840 Building $85,081 | $140,921 (-17.01%) Land $55,840 Building $85,081 |
| 2023 | $3,260.00 (+227.64%) | $169,798 (+92.99%) Land $80,205 Building $89,593 | $169,798 (+50.81%) Land $80,205 Building $89,593 |
| 2022 | $995.00 Homeowner's exemption | $87,983 | $112,589 Land $66,107 Building $46,482 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3520 Bessent Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 4 (2016–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 Bessent Rd is moderate, ranking above 57% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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