3520 Bernice Rd, Lansing, IL 60438 Property Records

Cook County property record for 3520 Bernice Rd, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,089 sqft · built 1957
Lot Size	0.517 acres (22,500 sqft)
Owner	Individual Name on Record
Last Sale	$96,500 (Sep 1994)
Tax Bill	$6,379 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-29-105-040`

Property Details

APN / Parcel Number

Primary APN	`30-29-105-040`
Alternative APN	`30-29-105-040-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3520 BERNICE RD
City	LANSING
State	IL
Zip	60438-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST2 W 150 FT E 767.4 FT S 303 FT E2 NW4 OF SEC29 T36N R15E 3P
Legal Range	15E
Legal Township	36N
Legal Section	29
Legal Subdivision	LITTLE CALUMET RIVER
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	2
Census Block	2007
Census Tract	827902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 BERNICE RD, LANSING, IL 60438-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Sep 23, 2017	Deed of Trust, Mortgage · FHA Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1994 · Amount on Record
Deed Sale	Sep 21, 1994 · Amount on Record
Prior Sale	Jun 28, 1994 · Amount on Record
Deed Document Number	1994629
Prior Transfer Date	Jun 15, 1994
Prior Transfer Doc	0000000959
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3520 BERNICE RD, LANSING, IL 60438-1411
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 BERNICE RD, LANSING, IL 60438-1411

Mortgage

Document Number	0013321249
Date	May 13, 2021
Instrument	2113321249

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3520 BERNICE RD, LANSING, IL 60438-1411
Document Number	1727519030
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3520 BERNICE RD LANSING IL 604381411, LANSING, IL 60438-1411

Mortgage

Document Number	1727519030
Date	Oct 2, 2017
Instrument	27519030

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Lansing Village
Elementary School District	Lansing School District 158 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,993 (+36.67%) Land $7,493 Building $7,500	$149,930 (+36.67%) Land $74,930 Building $75,000
2023	$6,379.00 (+30.02%)
2022	$4,906.00 Homeowner's exemption	$10,970 Land $7,875 Building $3,095	$109,700 Land $78,750 Building $30,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	59 (1981–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Bernice Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures