3520 Bentley Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3520 Bentley Dr, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 1966
Lot Size0.177 acres (7,700 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Nov 2015)
Tax Bill$7,573 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN503-060-16-00

Property Details

APN / Parcel Number

Primary APN503-060-16-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Building Area2,070 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area7,700 sqft (0.177 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3520 BENTLEY DR
CitySPRING VALLEY
StateCA
Zip91977-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 2 POR TR 000330
Legal SubdivisionRANCHO MISSION
Legal Tract000330
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Aug 21, 2017Deed of Trust, Mortgage · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Jan 30, 2017Deed of Trust, Mortgage · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Oct 15, 2018Deed of Trust, Mortgage · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Aug 2, 2019Deed of Trust, Mortgage · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 30, 2020Deed of Trust, Mortgage · VA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2015 · Amount on Record
Deed SaleNov 18, 2015 · Amount on Record
Prior SaleAug 6, 2015 · Amount on Record
Deed Document Number2015598331
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyTITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001

Mortgage

Document Number0000057461
DateMar 3, 2026
Instrument2026-0057461
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueFeb 27, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000381214
DateAug 21, 2017
Instrument2017-0381214
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046973
DateJan 30, 2017
Instrument2017-0046973
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000426701
DateOct 15, 2018
Instrument2018-0426701
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000322214
DateAug 2, 2019
Instrument2019-0322214
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 BENTLEY DR, SPRING VALLEY, CA 91977-2001

Mortgage

Document Number0000587608
DateSep 30, 2020
Instrument2020-0587608
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$597,691 (+2%) Land $217,342 Building $380,349
2025$7,573.00 (+6.96%) Homeowner's exemption$585,973 (+4.04%) Land $213,081 Building $372,892
2023$7,080.00 (+1.52%) Homeowner's exemption$563,220 Land $204,807 Building $358,413
2022$6,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2017–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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