3520 Balboa Cir E, Naples, FL 34105 Property Records

Collier County property record for 3520 Balboa Cir E, Naples, FL 34105

Property Summary

Property TypeSingle Family Home
Details1,288 sqft · built 1973
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Mar 2016)
Tax Bill$2,440 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN569200 K 784A23

Property Details

APN / Parcel Number

Primary APN569200 K 784A23
Alternative APNs
  • 68096280009130000K784
  • 68096280009

Interior

Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions103 ft deep x 78 ft wide
Pool Area520 sqft
Deck Area504 sqft

Location & Zoning

Street Address3520 BALBOA CIR E
CityNAPLES
StateFL
Zip34105-2783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionPOINCIANA VILLAGE UNIT 2 BLK K LOT 78
Legal Range25
Legal Township49
Legal Section23
Legal SubdivisionPOINCIANA VILLAGE UNIT 2
Legal Tract569200
Legal BlockK
Legal Lot Number78
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2009
Census Tract10401

Owner

Source: Collier County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3520 BALBOA CIR E, NAPLES, FL 34105-2783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 6, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2016 · Amount on Record
Deed SaleMar 8, 2016 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number20165237228
Deed Book / Page5249 / 959
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3520 BALBOA CIR E, NAPLES, FL 34105-2783
Transaction TypeMortgage
Record UpdatedJul 4, 2022
Title CompanyTALCON TITLE SERVICES LLC, ACTION TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 BALBOA CIR E, NAPLES, FL 34105-2783

Mortgage

Document Number0061432686
DateJun 21, 2022
Book Page6143/2686
Instrument6271936
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3520 BALBOA CIR E, NAPLES, FL 34105-2783
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 BALBOA CIR E, NAPLES, FL 34105-2783

Mortgage

Document Number0059810325
DateJul 14, 2021
Book Page5981/325
Instrument6094850
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address3520 BALBOA CIR E, NAPLES, FL 34105-2783
Document Number0055653992
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 BALBOA CIR E NAPLES FL 341052783, NAPLES, FL 34105-2783

Mortgage

Document Number0055653992
DateOct 26, 2018
Book Page005565/003992
Instrument5629572
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 25, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,440.00 (+3.83%) Homeowner's exemption$266,135 (+5.99%)$437,699 (-5.52%) Land $332,760 Building $104,939
2023$2,350.00 (-1.76%) Homeowner's exemption$251,102 (+3%)$463,263 (+29.25%) Land $361,877 Building $101,386
2022$2,392.00 Homeowner's exemption$243,788$358,418 Land $248,947 Building $109,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 468 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies758 units insured
incl. 290 condo units
Nearby Flood Claims82 (1995–2024)
Claims Outside the SFHA7 of 82
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 21 claims
  • Hurricane Ian, Sep 2022 · 31 claims
  • Hurricane Irma, Sep 2017 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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