Collier County property record for 3520 20th Ave SE, Naples, FL 34117
| Property Type | Single Family Home |
|---|---|
| Details | 1,752 sqft · built 2003 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,736 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352600 28 04D20 |
| Primary APN | 352600 28 04D20 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 1,752 sqft |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 118,919 sqft (2.73 acres) |
| Account Number | 352600 28 04D20 |
|---|---|
| Old Parcel Number | 412226000010785002804 |
| Street Address | 3520 20TH AVE SE |
| City | NAPLES |
| State | FL |
| Zip | 34117-9197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | GOLDEN GATE EST UNIT 86 W 180FT OF TR 28 |
| Legal Range | 28 |
| Legal Township | 49 |
| Legal Section | 20 |
| Legal Subdivision | GOLDEN GATE EST UNIT 86 |
| Legal Tract | 28 |
| Legal Block | 28 |
| Legal Unit | 86 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10428 |
Source: Collier County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Correction Deed GULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC |
| Dec 18, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 |
| Deed Sale | Jan 20, 2022 |
| Prior Sale | Jul 9, 2001 · Amount on Record |
| Deed Document Number | 0060743214 |
| Deed Book / Page | 6059 / 122 |
| Prior Transfer Date | Dec 18, 2021 |
| Prior Transfer Doc | 6177298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Document Number | 0060743214 |
| Book / Page | 6074 / 3214 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 6194245 |
| Record Updated | Feb 2, 2022 |
| Title Company | GULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3521 7TH AVE NW, 3521, NAPLES, FL 34120-1607 |
| Name | Verified Name |
|---|---|
| Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 18, 2021 |
| Property Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Document Number | 0060590122 |
| Book / Page | 6059 / 122 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 6177298 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | GULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3521 7TH AVE NW, 3521, NAPLES, FL 34120-1607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Document Number | 0006059124 |
|---|---|
| Date | Dec 18, 2021 |
| Instrument | 6059/124 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3520 20TH AVE SE, NAPLES, FL 34117-9197 |
| Document Number | 0056693519 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3520 20TH AVE SE NAPLES FL 341179197, NAPLES, FL 34117-9197 |
| Document Number | 0056693519 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 005669/003519 |
| Instrument | 5761120 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 3, 2029 |
Source: Collier County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,736.00 (-14.11%) Homeowner's exemption | $371,070 (-6.7%) Land $103,740 Building $267,330 | $371,070 (-6.7%) Land $103,740 Building $267,330 |
| 2023 | $4,350.00 (+3.77%) | $397,711 (+10.06%) Land $102,375 Building $295,336 | $397,711 (+10.06%) Land $102,375 Building $295,336 |
| 2022 | $4,192.00 | $361,373 Land $83,129 Building $278,244 | $361,373 Land $83,129 Building $278,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 532 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 532 in force |
| Nearby Flood Claims | 13 (1999–2024) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Streamline Fixed Wireless | 450 / 80 |
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