3520 18th St, Plano, TX 75074 Property Records

Collin County property record for 3520 18th St, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,238 sqft · built 1971
Owner	Individual Name on File
Tax Bill	$3,901 (2024)
Deeds & Mortgages	Jul 2022 Second Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0462-002-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-0462-002-0060-1`
Alternative APN	`238905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,238 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	903 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	238905
Street Address	3520 18TH ST
City	PLANO
State	TX
Zip	75074-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	RIDGEWOOD THIRD SECTION (CPL), BLK 2, LOT 6
Legal Subdivision	RIDGEWOOD THIRD SECTION (CPL)
Legal Block	2
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2000
Census Tract	32014

Owner

3520 18th St is owned by an individual who acquired it in September 2024.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 RIDGEVIEW CT, MURPHY, TX 75094-3214
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Apr 9, 2018	Warranty Deed, Transfer · FHA Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024
Deed Sale	Sep 30, 2024
Prior Sale	Apr 9, 2018
Deed Document Number	2024000120136
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3520 18TH ST, PLANO, TX 75074-4120
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 18TH ST, PLANO, TX 75074-4120

Mortgage

Document Number	0000114730
Date	Jul 26, 2022
Instrument	20220726000114730

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	310 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 9, 2018
Property Address	3520 18TH ST, PLANO, TX 75074-4120
Document Number	0000433530
Instrument Date	Apr 6, 2018
Instrument	433530
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 18TH ST PLANO TX 750744120, PLANO, TX 75074-4120

Mortgage

Document Number	433540
Date	Apr 9, 2018
Instrument	433540

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,546 Land $75,000 Building $248,546	$323,546 Land $75,000 Building $248,546
2024	$3,901.00
2023		$300,036 Land $75,000 Building $225,036	$300,036 Land $75,000 Building $225,036
2022	$4,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 18th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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