3520 138th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3520 138th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$674,719 (May 2022)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2022 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031914-4-038`

Property Details

APN / Parcel Number

Primary APN	`031914-4-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,984 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Width	99 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	773 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Shed	1 Shed
Shed Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3520 138TH ST E
City	TACOMA
State	WA
Zip	98446-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 14 TOWNSHIP 19 RANGE 03 QUARTER 41 : N 440 FT OF E 99 FT OF FOLL DESC PROP BEG AT A PT ON S LI OF NE OF SE AT A PT 328.62 FT E OF SW COR THEREOF TH E ON SD S LI 328.62 FT TO W LI OF SE OF NE OF SE TH N ALG W LI 623.86 FT TO S LI OF WEST RD TH
Legal Range	03
Legal Township	19
Legal Section	14
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1019
Census Tract	71306

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 138TH ST E, TACOMA, WA 98446-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 25, 2022	Re-recorded Document RAINIER TITLE
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	2022221
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0000000221
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 29, 2022
Property Address	3520 138TH ST E, TACOMA, WA 98446-1724
Document Number	0004290266
Instrument Date	Apr 19, 2022
Instrument	202204290266
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 138TH ST E, TACOMA, WA 98446-1724

Mortgage

Document Number	0004290267
Date	Apr 29, 2022
Instrument	202204290267

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PIERCE WA
Recording Date	May 25, 2022
Property Address	3520 138TH ST E, TACOMA, WA 98446-1724
Document Number	0005250221
Instrument Date	Apr 19, 2022
Instrument	202205250221
Record Updated	Jun 6, 2022
Title Company	RAINIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 138TH ST E, TACOMA, WA 98446-1724

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3520 138TH ST E, TACOMA, WA 98446-1724
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004121145
Date	Apr 12, 2021
Instrument	202104121145

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,900 (+5.62%) Land $226,300 Building $412,600	$638,900 (+5.62%) Land $226,300 Building $412,600
2025	$7,431.00 (+8.53%)
2024	$6,847.00 (-0.03%)	$604,900 (-3.95%) Land $212,500 Building $392,400	$604,900 (-3.95%) Land $212,500 Building $392,400
2023	$6,849.00	$629,800 Land $233,100 Building $396,700	$629,800 Land $233,100 Building $396,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile.

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