352 Widener Cir, Franklin, KY 42134 Property Records

Simpson County property record for 352 Widener Cir, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,671 sqft · built 1977
Owner	2 Individual Names on File
Last Sale	$80,000 (Jul 1995)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`035-02-00-010.00`

Property Details

APN / Parcel Number

Primary APN	`035-02-00-010.00`
Alternative APN	`6741`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,671 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Foundation Type	Block
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Street Address	352 WIDENER CIR
City	FRANKLIN
State	KY
Zip	42134-5946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	352 WIDENER CIRCLE
Legal Subdivision	LOCKEWOOD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

352 Widener Cir is owned and occupied by two individuals who bought it in July 1995.

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Jul 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FRANKLIN BANK & TRUST CO
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO
Dec 17, 2021	Deed of Trust, Mortgage · Construction Mortgage FRANKLIN BANK & TRUST CO
Jan 4, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKLIN BANK & TRUST CO
Sep 24, 2020	Deed of Trust, Mortgage · Construction Mortgage FRANKLIN BANK & TRUST CO
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1995 · Amount on File
Deed Sale	Jul 1, 1995 · Amount on File
Deed Document Number	0000197306
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946

Mortgage

Document Number	00M533/445
Date	May 15, 2023
Book Page	M533/445
Instrument	1215167

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946

Mortgage

Document Number	00M527/470
Date	Dec 1, 2022
Book Page	M527/470
Instrument	1212115

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946

Mortgage

Document Number	00M521/496
Date	Jul 20, 2022
Book Page	M521/496
Instrument	1209816

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 8, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M517/559
Date	May 9, 2022
Book Page	M517/559
Instrument	1208561

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M509/130
Date	Dec 17, 2021
Book Page	M509/130
Instrument	1206128

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Sep 10, 2022

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946

Mortgage

Document Number	M441/362
Date	Jan 4, 2018
Book Page	M441/362
Instrument	1184046

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Dec 15, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946

Mortgage

Document Number	M480/514
Date	Sep 24, 2020
Book Page	M480/514
Instrument	1198780

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jun 14, 2021

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	352 WIDENER CIR, FRANKLIN, KY 42134-5946
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M439/314
Date	Nov 2, 2017
Book Page	M439/314
Instrument	1183221

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 352 Widener Cir was $2,413.

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,413.00	$275,000	$275,000
2023	$2,839.00	$305,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 352 Widener Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 Widener Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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