352 Watersedge Dr, Cross Hill, SC 29332 Property Records

Laurens County property record for 352 Watersedge Dr, Cross Hill, SC 29332

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2017)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-00-00-178`

Property Details

APN / Parcel Number

Primary APN	`401-00-00-178`
Alternative APNs	`4010000178 01466397` `01466397`

Location & Zoning

Old Parcel Number	4010000178 01466397
Street Address	352 WATERSEDGE DR
City	CROSS HILL
State	SC
Zip	29332-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 CRYSTAL BAY PH II
Legal Subdivision	CRYSTAL BAY SUB PH II SEC VIII
Legal Phase	2
Legal Lot Number	111
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1026
Census Tract	921002

Owner

352 Watersedge Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Laurens County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	352 WATERSEDGE DR, CROSS HILL, SC 29332-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTYBANK
Sep 5, 2017	Grant Deed, Transfer · Conventional Mortgage COUNTYBANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	0013410138
Deed Book / Page	001341 / 000138
Last Transfer Date	Jul 15, 2025
Transfer Doc	0D19180197
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	352 WATERSEDGE DR, CROSS HILL, SC 29332-4030
Document Number	0026380053
Instrument Date	Nov 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 WATERSEDGE DR CROSS HILL SC 293324030, CROSS HILL, SC 29332-4030

Mortgage

Document Number	0026380053
Date	Nov 10, 2020
Book Page	002638/000053
Instrument	8929

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 5, 2017
Property Address	352 WATERSEDGE DR, CROSS HILL, SC 29332-4030
Document Number	0013410138
Book / Page	001341 / 000138
Instrument Date	Sep 1, 2017
Instrument	8287
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4765 CECELIA ANN AVE CLARKSTON MI 483464082, CLARKSTON, MI 48346-4082

Mortgage

Document Number	23750230
Date	Sep 5, 2017
Book Page	002375/000230
Instrument	8288

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 352 Watersedge Dr was $4,206 with a homeowner's exemption, up 4.2% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,206.00 (+4.19%) Homeowner's exemption	$22,360 (-) Land $5,000 Building $17,360
2024	$4,037.00 (+39.64%)	$22,360 (+1,390.67%) Land $5,000 Building $17,360
2023	$2,891.00 (-25.93%)	$1,500 (-93.29%) Land $500 Building $1,000	$25,000 (-95.56%) Building $25,000
2022	$3,903.00	$22,360 Land $4,860 Building $17,500	$562,500 (+0.63%) Land $125,000 Building $437,500
2021			$559,000 Land $125,000 Building $434,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 352 Watersedge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 Watersedge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watersedge Dr

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