352 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 352 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,892 sqft · built 1968
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$260,000 (Feb 2013)
Tax Bill$8,306 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-23-201-003

Property Details

APN / Parcel Number

Primary APN07-23-201-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,892 sqft Living Area
Gross Area2,504 sqft
1st Floor Area1,076 sqft
2nd Floor Area816 sqft
Basement Area612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions8.5 ft deep x 12.6 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address352 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT 1
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number38
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1000
Census Tract846519

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3123 WHITE EAGLE DR, NAPERVILLE, IL 60564-4603
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
FEDERAL SAVINGS BANK
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
PERU FEDERAL SAVINGS BANK
Feb 16, 2021Deed of Trust, Mortgage
PERU FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2013 · Amount on Record
Deed SaleFeb 26, 2013 · Amount on Record
Prior SaleSep 21, 2005 · Amount on Record
Deed Document Number201330506
Last Transfer DateNov 1, 2024
Transfer Doc0000004119
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateJul 24, 2026
Property Address352 S RIVER RD, NAPERVILLE, IL 60540-5039
Document Number0000050891
Instrument DateJul 24, 2026
Instrument202650891
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000050891,
DateJul 24, 2026
Instrument202650891
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 24, 2031
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address352 S RIVER RD, NAPERVILLE, IL 60540-5039
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115473
DateJul 30, 2021
InstrumentR2021-115473
Lender
NamePERU FEDERAL SAVINGS BANK
TypeBank
AddressPERU, IL 61354
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 29, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address352 S RIVER RD, NAPERVILLE, IL 60540-5039
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024901
DateFeb 16, 2021
InstrumentR2021-024901
Lender
NamePERU FEDERAL SAVINGS BANK
TypeBank
AddressPERU, IL 61354
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,306.00 (+4.83%)$150,465 (+9.67%) Land $54,118 Building $96,347$451,395 (+9.67%) Land $162,354 Building $289,041
2024$7,923.00 (+12.65%)$137,198 (+19.45%) Land $49,346 Building $87,852$411,594 (+19.45%) Land $148,038 Building $263,556
2022$7,033.00 Homeowner's exemption$114,860 Land $40,990 Building $73,870$344,580 Land $122,970 Building $221,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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