352 Red Toad Rd, North East, MD 21901 Property Records

Cecil County property record for 352 Red Toad Rd, North East, MD 21901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,543 sqft · built 1954
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2022)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-034558`

Property Details

APN / Parcel Number

Primary APN	`05-034558`
Alternative APNs	`5034558` `034558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Deck Area	288 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034558
Street Address	352 RED TOAD RD
City	NORTH EAST
State	MD
Zip	21901-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	.46 ACRE 352 RED TOAD ROAD W OF NORTH EAST
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	5
Census Block	5002
Census Tract	30908

Owner

352 Red Toad Rd is owned and occupied by an individual who bought it in October 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed, Transfer · USDA Mortgage USDA
Nov 20, 2020	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS
Nov 20, 2020	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Book / Page	5254 / 88
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0045620353
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 28, 2022
Property Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631
Document Number	0052540088
Book / Page	5254 / 88
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631

Mortgage

Document Number	0052540095
Date	Oct 28, 2022
Instrument	5254-0095

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Oct 26, 2055

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 20, 2020
Property Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631
Document Number	0047310027
Book / Page	004731 / 000027
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5 CHARLESTOWN MD 219140005, CHARLESTOWN, MD 21914-0005

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 20, 2020
Property Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631
Document Number	0047310277
Book / Page	004731 / 000277
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5 CHARLESTOWN MD 219140005, CHARLESTOWN, MD 21914-0005

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Mar 9, 2020
Property Address	352 RED TOAD RD, NORTH EAST, MD 21901-2631
Document Number	0045620353
Book / Page	004562 / 000353
Instrument Date	Mar 3, 2020
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EDGEWATER AVE NORTH EAST MD 21901, NORTH EAST, MD 21901

Tax Assessment & Valuation

The 2026 property tax bill for 352 Red Toad Rd was $1,958 with a homeowner's exemption, up 3.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (+3.71%) Homeowner's exemption	$309,800 (+19.58%) Land $60,000 Building $249,800	$309,800 (-) Land $60,000 Building $249,800
2025	$1,888.00 Homeowner's exemption	$259,067	$309,800 Land $60,000 Building $249,800
2023	$1,040.00	$157,600 Land $60,000 Building $97,600	$157,600 Land $60,000 Building $97,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 352 Red Toad Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 352 Red Toad Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Organic carbon removal Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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