352 Frank Rd, Hamilton, NY 13346 Property Records

Madison County and Madison Town property record for 352 Frank Rd, Hamilton, NY 13346

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 1,015 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on File
Last Sale	$255,000 (Jan 2021)
Tax Bill	$6,434 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jan 2021 Sale & Mortgage + 1 more
APN	`254089 138.18-1-34`

Property Details

APN / Parcel Number

Primary APN	`254089 138.18-1-34`
Alternative APNs	`408913801800010340000000` `437`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Upper Floors Area	180 sqft
Attic	Attic
Attic Area	280 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	76 ft deep x 50 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	437.
Street Address	352 FRANK RD
City	HAMILTON
State	NY
Zip	13346-2030
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	MADISON NY
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2027
Census Tract	31000

Owner

Source: Madison County and Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	13 CALAIS DR, WHITESBORO, NY 13492-2508
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK
Jan 20, 2021	Grant Deed, Transfer · Conventional with PMI KEITH A REYNOLDS
Aug 4, 2020	Grant Deed, Transfer LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	2021363
Deed Book / Page	2021 / 363
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	352 FRANK RD, HAMILTON, NY 13346-2030
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000328
Date	Jul 21, 2022
Instrument	2022-4328

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON NY
Recording Date	Jan 20, 2021
Property Address	352 FRANK RD, HAMILTON, NY 13346-2030
Document Number	0000000363
Instrument Date	Jan 4, 2021
Instrument	363
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13 CALAIS DR WHITESBORO NY 134922508, WHITESBORO, NY 13492-2508

Mortgage

Document Number	364
Date	Jan 20, 2021
Instrument	364

Lender

Name	KEITH A REYNOLDS
Address	107 EDGEWOOD DR, NORWICH, NY 13815-3196
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jan 19, 2026

Interest

Rate	5%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON NY
Recording Date	Aug 4, 2020
Property Address	352 FRANK RD, HAMILTON, NY 13346-2030
Document Number	0000003806
Instrument Date	Aug 3, 2020
Instrument	3806
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

Amount	Amount on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 EDGEWOOD DR NORWICH NY 138153196, NORWICH, NY 13815-3196

Tax Assessment & Valuation

Source: Madison County and Madison Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Madison Town
Unified School District	Hamilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,434.00 (+0.7%)
2025	$6,389.00	$120,000 (-2%) Land $37,100 Building $82,900	$239,521 (-5.79%) Land $74,052 Building $165,469
2023		$150,000 Land $37,100 Building $112,900	$254,237 Land $62,881 Building $191,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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