352 E Main St, Twin Lakes, WI 53181 Property Records

Kenosha County property record for 352 E Main St, Twin Lakes, WI 53181

Property Summary

Property Type	Commercial
Details	9,940 sqft · built 1910
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,043 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`85-4-119-211-4250`

Property Details

APN / Parcel Number

Primary APN	`85-4-119-211-4250`

Interior

Building Area	9,940 sqft Total Area

Exterior

Year Built	Built 1910
Lot Area	41,382 sqft (0.95 acres)
Garage Area	900 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	352 E MAIN ST
City	TWIN LAKES
State	WI
Zip	53181-9682
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-1
Legal Description	191-J-1 PT LOT 15 JOHN J HUNT'S TWIN LAKES SUB SEC 21 T 1 R 19 BEG SW COR LOT N 68.20 FT TO A PT OF BEG N 165.80 FT (NW COR L
Legal Range	19E
Legal Township	01N
Legal Section	21
Legal Quarter	NE
Legal Subdivision	JOHN J HUN
Legal Lot Number	15
Jurisdiction	KENOSHA WI
Township / Civil Division	TWIN LAKES
Census Block Group	3
Census Block	3023
Census Tract	3002

Owner

Source: Kenosha County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	352 E MAIN ST, TWIN LAKES, WI 53181-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2020	Loan Modification, Mortgage HEARTLAND BK
Sep 5, 2020	Loan Modification, Mortgage · Line of Credit HEARTLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENOSHA WI
Property Address	352 E MAIN ST, TWIN LAKES, WI 53181-9682
Document Number	0001879942
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	352-358 E MAIN ST TWIN LAKES WI 531819682, TWIN LAKES, WI 53181-9682

Mortgage

Document Number	0001879942
Date	Oct 8, 2020
Instrument	1879942

Lender

Name	HEARTLAND BK
Type	Bank
Address	ANTIOCH, IL 60002

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2025

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENOSHA WI
Property Address	352 E MAIN ST, TWIN LAKES, WI 53181-9682
Document Number	0001879941
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352-358 E MAIN ST TWIN LAKES WI 531819682, TWIN LAKES, WI 53181-9682

Mortgage

Document Number	0001879941
Date	Oct 8, 2020
Instrument	1879941

Lender

Name	HEARTLAND BK
Type	Bank
Address	ANTIOCH, IL 60002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Twin Lakes Village
Elementary School District	Twin Lakes No. 4 School District (PK - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,043.00 (+31.45%) Homeowner's exemption	$833,000 (+90.57%) Land $167,500 Building $665,500	$884,261 (+46.94%) Land $177,808 Building $706,453
2023	$8,401.00 Homeowner's exemption	$437,100 Land $88,100 Building $349,000	$601,799 Land $121,296 Building $480,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWIN LAKES COMPLEX private · serves 50 people · EPA ID WI2300619
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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