352 E Franklin St, Otsego, MI 49078 Property Records

Allegan County property record for 352 E Franklin St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1936
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,900 (Jul 2022)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-111-010-00`

Property Details

APN / Parcel Number

Primary APN	`54-111-010-00`
Alternative APN	`03-54-111-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,356 sqft Living Area
1st Floor Area	956 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	352 E FRANKLIN ST
City	OTSEGO
State	MI
Zip	49078-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	LOT 10 EX THE S 55 FT BLOCK 11 O. P. SEC 22 & 23.
Legal Subdivision	O. P.
Legal Block	11
Legal Lot Number	10
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2008
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	352 E FRANKLIN ST, OTSEGO, MI 49078-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	202214671
Deed Book / Page	4782 / 491
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 26, 2022
Property Address	352 E FRANKLIN ST, OTSEGO, MI 49078-1324
Document Number	004782/491
Book / Page	4782 / 491
Map Reference	LB 5 PG 231
Instrument Date	Jul 21, 2022
Instrument	2022014671
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 S STATE ST, 201, GOBLES, MI 49055-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 E FRANKLIN ST, OTSEGO, MI 49078-1324

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,400 (+44.95%) Land $10,200 Building $57,200	$134,800 (+44.95%) Land $20,400 Building $114,400
2025	$1,309.00 (+19.22%)
2023		$46,500 Land $5,200 Building $41,300	$93,000 Land $10,400 Building $82,600
2022	$1,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20