352 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 352 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Jun 2024)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0447000100Y`

Property Details

APN / Parcel Number

Primary APN	`0447000100Y`
Alternative APNs	`R2630363` `32703`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	484 sqft
Porch	Slab
Porch Area	166 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32703
Street Address	352 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	.226 AC LOT 363 (OUT R263-2A1) PLT 29/571-572
Legal Subdivision	HICKORY KNOB PHS XIII
Legal Lot Number	363
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3007
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	352 CROSSWINDS DR, RINCON, GA 31326-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 29, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW AMERICA FUNDING
Jun 5, 2024	Warranty Deed, Construction Loan · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Deed Book / Page	2913 / 49
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	352 CROSSWINDS DR, RINCON, GA 31326-8111
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 CROSSWINDS DR, RINCON, GA 31326-8111

Mortgage

Document Number	0000003009/0000000659
Date	Dec 1, 2025
Book Page	0000003009/0000000659

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2054

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 29, 2024
Property Address	352 CROSSWINDS DR, RINCON, GA 31326-8111
Document Number	002922/586
Book / Page	2922 / 586
Instrument Date	Jul 26, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	D2024005652
Date	Jul 29, 2024
Instrument	D2024005652

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2054

June 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 5, 2024
Property Address	352 CROSSWINDS DR, RINCON, GA 31326-8111
Document Number	0002913/49
Book / Page	2913 / 49
Instrument Date	May 24, 2024
Transaction Type	Construction Loan
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000291351
Date	Jun 5, 2024
Instrument	2913/51

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,350 (+3.66%) Land $22,800 Building $119,550	$355,876 (+3.66%) Land $57,000 Building $298,876
2025	$3,706.00 (+1,173.54%) Homeowner's exemption	$137,319 (+1,104.55%) Land $22,800 Building $114,519	$343,298 (+1,104.55%) Land $57,000 Building $286,298
2024	$291.00	$11,400 Land $11,400	$28,500 Land $28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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