352 3rd Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 352 3rd Ave, Clear Lake, WI 54005

Property Summary

Property Type	Commercial
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113-00076-0000`

Property Details

APN / Parcel Number

Primary APN	`113-00076-0000`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	352 3RD AVE
City	CLEAR LAKE
State	WI
Zip	54005-8581
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THE SLY 1/2 OF LOT 2 BLK 11 ORIGINAL PLAT
Legal Block	11
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3056
Census Tract	961100

Owner

Source: Polk County records · APN 113-00076-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 77, CLEAR LAKE, WI 54005-0077
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	352 3RD AVE, CLEAR LAKE, WI 54005-8581
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848949
Date	Feb 13, 2017
Instrument	848949

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 01, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Clear Lake Village
Unified School District	Clear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (+3.83%)	$111,600 (-) Land $6,100 Building $105,500	$160,300 (-0.25%) Land $8,762 Building $151,538
2023	$2,090.00	$111,600 Land $6,100 Building $105,500	$160,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clear Lake Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEAR LAKE WATERWORKS serves 1,061 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.